Executive Director, Energy and Infrastructure Corporates - Underwriting & Portfolio Management

Overview

It Starts Here
. Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Executive Director is a senior front-office credit professional responsible for the end-to-end underwriting, structuring, execution, and portfolio management of sponsor-driven infrastructure and energy corporate transactions. The portfolio primarily includes Infrastructure Finance corporate loans and NAV credit facilities supporting energy and infrastructure asset portfolios, with a focus on renewable and energy transition-related sectors.

This role serves as the analytical and credit fiduciary to the deal team, owning the financial analysis, credit narrative, transaction structuring, and risk positioning from origination through post-close management. The successful candidate will be hands-on, with the technical depth to manage complex financial models, translate business drivers into credit outcomes, and shape executable deal structures into concise, high-impact submissions for senior approvers and the 2nd Line of Defense.

The Executive Director partners closely with Infrastructure Sponsors Coverage, Energy Corporate Coverage, and 1

LoD product teams, while maintaining a trusted and credible relationship with Risk. The role carries direct accountability for deal execution, portfolio performance, and the development of junior team members.

• Lead underwriting, structuring, and approval of new transactions, amendments, extensions, upsizes, refinancings, and annual reviews.
• Develop clear, judgment-driven credit recommendations articulating key risks, mitigants, and structural protections.
• Serve as the primary credit owner, accountable for analytical integrity and completeness throughout the deal lifecycle.
• Partner with Coverage to shape transactions and credit narratives that are commercially effective and risk-appropriate.

• Own and validate transaction financial models, including base, downside, sensitivities, and structural mechanics.
• Translate operating and commercial drivers into financial and credit outcomes that support decision-making.
• Personally review, challenge, and modify models as needed; step in directly where required to ensure quality and delivery.
• Coach and develop junior team members in modeling and analytical approach.

• Manage credit risk post-close through performance monitoring and proactive issue identification.
• Communicate portfolio trends and emerging risks clearly to senior management.
• Act as a trusted counterpart to the 2nd Line of Defense, presenting balanced and transparent credit views.
• Own execution timelines and deliverables; ensure work is completed to standard and on time.
• Lead by example as a senior team member, driving accountability, technical excellence, and continuous improvement.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor’s degree in Finance, Accounting, Economics, or related field (required)
• MBA and/or CFA Charter (preferred)

• 9–12 years of experience in credit underwriting, structuring, financial analysis, and portfolio management.
• Experience with sponsor-driven transactions and complex corporate credit structures.
• Exposure to infrastructure and/or energy-related credits strongly preferred.
• Prior experience as a primary credit owner for approvals.