Executive Director - Cash Management Product Manager; Payables & Receivables

Job Information

Job Level: Executive Director

Location:

New York, NY, US, 10172

Employment Type:

Full Time

Requisition

Salary Range: $ – $ (based on qualifications and market analysis)

SMBC offers a competitive portfolio of benefits and an annual discretionary incentive award.

SMBC Group is a top-tier global financial group headquartered in Tokyo with over 400 years of history. It operates in banking, leasing, securities, credit cards, and consumer finance across more than 130 offices worldwide with 80,000 employees in nearly 40 countries. The Group’s presence in the Americas includes offices in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. SMBC Group’s operations in the Americas are supported by Sumitomo Mitsui Banking Corp.,

SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

Overview We are seeking an experienced and strategic Executive Director to lead the Payables and Receivables product portfolio within our business. This role is critical to the continued growth and innovation of our Cash Management business, supporting institutional clients with comprehensive payment and liquidity solutions.

The Product Manager will be responsible for end‑to‑end management of Payables and Receivables products, including product strategy, development, commercialization, and lifecycle management. The role requires close collaboration with cross‑functional teams—including Technology, Operations, Sales, Corporate Banking, Compliance, and Finance—and reports to the Head of Global Cash Management Products.

Key Responsibilities

• Drive the strategic direction and execution of Payables and Receivables product offerings across global markets
• Lead the development and enhancement of core capabilities such as ACH, wires, real‑time payments, virtual accounts, etc.
• Partner with internal stakeholders to deliver scalable, client‑centric solutions that meet evolving market and regulatory demands
• Oversee product lifecycle management, including ideation, business case development, implementation, and post‑launch optimization
• Collaborate with Sales and Relationship Managers to support client engagements and drive product adoption
• Ensure all products comply with regulatory standards and internal risk frameworks
• Analyze market trends, client feedback, and competitive intelligence to inform product innovation and differentiation
• Represent the product in governance forums, regulatory discussions, and industry events

Qualifications

• 10+ years of experience in Cash Management, Transaction Banking, or Treasury Services, focusing on Payables and Receivables
• Proven track record of leading complex product initiatives and delivering results in a global, matrixed environment
• Deep understanding of payment systems, liquidity management, and regulatory requirements
• Strong risk and controls acumen, with experience managing product‑related risks
• Excellent interpersonal and communication skills, with a customer‑centric focus
• Proven ability to drive change, influence, and deliver results in a fast‑paced, dynamic environment
• Self‑starter with high confidence and adaptability to evolving priorities and requirements

SMBC’s employees participate in a hybrid workforce model that provides work‑from‑home options as well as work from an SMBC office. Employees must live within a reasonable commuting distance of their office. Hybrid work schedules may not apply to certain roles, such as FINRA‑registered positions requiring in‑office attendance for the entire workweek.

SMBC provides reasonable accommodations during candidacy for applicants with disabilities, consistent with applicable federal, state, and local law. To request accommodation, contact