FP&A Manager

About Betterment

Betterment is a leading, technology‑driven financial services company that offers investing and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium‑sized businesses. Our team is passionate about our mission,
to empower people to build wealth with confidence and ease
. We’re headquartered in NYC and offer hybrid NY‑based positions (Four days/ week in‑office).

The Financial Planning and Analysis (FP&A) team is responsible for facilitating corporate‑level decision‑making at Betterment, guiding company‑wide financial planning, and scaling new and existing financial processes. They maintain the company’s operating model, provide forward‑looking analysis across the organization to support business outcomes, and analyze capital allocation decisions. This role will report into the Director of FP&A and join a tight‑knit team that is an integral part of the organization.

This group is a trusted advisor to business leaders to plan and project for the future but nimble when it comes to the conditions changing.

This role is based out of our NYC office. For jobs based out of our NYC HQ, we require in‑office attendance Monday through Thursday, weekly.

• New York City: $130,000 - $150,000

We offer a competitive equity package, health, dental and vision benefits, life and AD&D, short‑term and long‑term disability insurance, EAP, commuter and parking benefits FSA/HSA, and 401(k) with employer match as well as a flexible PTO policy. This job may also be eligible for variable compensation in the form of a company incentive bonus.

• Build and own complex models, leading forecasting, budgeting, and long‑range planning
• Assist in our financial planning processes as the key FP&A partner to our People, Finance, and Legal teams
• Lead key strategic projects utilizing your expertise in financial modeling and comprehension to provide insights, recommendations, and projections to senior management
• Own unit economics models and serve as subject matter expert in conversations with business partners
• Work cross‑functionally to understand and communicate results against plan, including monthly, quarterly, and annual reporting
• Prepare materials for senior leadership, investor relations, and our Board to help bring an understanding of performance to all partners

• Industry experience with budgeting / planning, financial modeling, and decision analytics (e.g. FP&A, corporate finance, investment banking, private equity)
• Experience owning a standalone/line of business revenue model and serving as a business partner to cross‑functional and senior business partners
• Experience in building insights from scratch including sourcing, transforming, and presenting complex financial data
• A history of collaboration having worked across a wider team to develop insights and reports
• Driven self‑starter who enjoys rolling up their sleeves and building complex financial models in Excel or similar tools
• A knack for taking raw data, analyzing, drawing conclusions, and developing actionable recommendations
• Undergraduate degree in finance / economics / accounting / mathematics preferred.
• Experience in working with Netsuite, SQL, Salesforce, or Metabase a plus

We change lives

Join a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission: making people’s lives better.

We set audacious goals

We set them for the company, our customers, and ourselves—and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins.

We value all perspectives

When we collaborate, we’re at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community.

We invest in you with:

• A competitive suite of benefits, including: medical, dental, and vision insurance; life and AD&D insurance; STD and LTD benefits, including infertility support and World Professional Association for Transgender Health approved benefits;…