MCA Underwriter

About the Role

We are seeking a motivated and detail-oriented MCA (Merchant Cash Advance) Underwriter to join our growing team. The ideal candidate has a strong understanding of MCA deals and the ability to evaluate applications with precision and sound judgment. This role requires a balance of analytical thinking, intellectual curiosity, and professionalism to make confident funding decisions that support both our clients and company goals.

• Review and analyze incoming MCA deals to assess risk, cash flow, and creditworthiness.
• Underwrite MCA applications in accordance with company policies and industry standards.
• Evaluate bank statements, financials, and business performance metrics to determine funding eligibility.
• Communicate with brokers and internal teams to clarify deal details and documentation.
• Make recommendations on deal structures, funding amounts, and terms.
• Maintain accurate records and ensure compliance with underwriting procedures.

• Minimum 1 year of MCA underwriting experience required.
• Strong analytical and decision-making skills.
• Driven, results-oriented, and able to meet deadlines in a fast-paced environment.
• Humble team player with strong interpersonal communication skills.
• Intellectually curious and eager to learn and grow within the MCA industry.
• Proficient with Excel and underwriting software tools.