Sr. Product Manager, Recordkeeping

About Betterment

Betterment is a leading, technology-driven financial services company that offers investing and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission: making people’s lives better. We’re headquartered in NYC and offer hybrid NY-based positions (Four days/ week in-office).

Employer Recordkeeping sits at the heart of the Betterment at Work platform, serving as the foundation for how we process and safeguard contributions and transactions on behalf of employers and their employees. As a Senior Product Manager on this team, you’ll help shape the systems that make those operations seamless and trustworthy — powering 401(k) plans and other innovative employer-sponsored offerings.

This role focuses on the back-end infrastructure and processes that keep our recordkeeping platform compliant, efficient, and built to scale. You’ll execute against an existing roadmap while also developing the long-term vision for how governance, compliance, and operational rigor should evolve across Betterment at Work.

You’ll collaborate closely with engineering, operations, legal, and compliance partners to bring structure, clarity, and efficiency to a highly complex domain. Your work will be critical in shaping the durable systems that enable growth, mitigate risk, and make it easier for employers and employees to benefit from Betterment’s platform.

This role is based out of our NYC office. For jobs based out of our NYC HQ, we require in office attendance Monday through Thursday, weekly. Below we've reflected the base salary range we would offer for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees.

• New York City: $140,000 - $165,000

We offer a competitive equity package, health, dental and vision benefits, life and AD&D, short-term and long-term disability insurance, EAP, commuter and parking benefits FSA/HSA, and 401(k) with employer match as well as a flexible PTO policy. This job may also be eligible for variable compensation in the form of a company incentive bonus.

• Driving the Employer Recordkeeping roadmap — executing on customer and organizational priorities while identifying and advocating for enhancements that strengthen the platform’s long-term foundation
• Partnering with Legal, Compliance, and Operations to ensure the recordkeeping systems meet regulatory requirements while maintaining operational excellence
• Deeply understanding the intricacies of employer recordkeeping — including contribution processing, reconciliation, and data integrity — and advocate for system improvements that strengthen accuracy and auditability
• Working closely with Engineering to define requirements, prioritize initiatives, and navigate trade-offs between scalability, compliance, and efficiency
• Conducting customer and competitive research to inform the direction of our platform and ensure it continually exceeds customer expectations
• Collaborating with cross-functional partners to define what governance and controls should look like in a best-in-class recordkeeping platform
• Building narratives and frameworks that help Betterment leadership align on the long‑term platform vision and the customer needs it will drive forward

• Product Management experience, ideally in financial services or financial technology. A focus on recordkeeping or back‑end financial operations is strongly preferred.
• Deep curiosity and aptitude for mastering complex, regulated domains
• Self‑starter with demonstrated success leading cross‑functional collaboration with Legal, Compliance, Operations, and Engineering teams
• Strong communication skills and the ability to clearly articulate technical and compliance‑driven topics to diverse audiences
• Experience balancing short‑term delivery with long‑term strategic planning
• Analytical mindset and comfort using data to inform product decisions
• Obsessive…