Director-Credit and Asset Management

Overview:

Founded in 1988, Trimont () is a specialized global commercial real estate loan services provider and partner for lenders and investors seeking the infrastructure and capabilities needed to help them scale their business and make informed, effective decisions related to the deployment, management and administration of commercial real estate secured credit. As the largest master servicer of commercial real estate loans in the United States, Trimont manages securitizations with meticulous oversight and coordination-protecting cash flows, mitigating risk, and ensuring portfolio performance.

We do this with a team of 1100+ extraordinary team members who serve a global client base from offices in Atlanta (headquarters), Bengaluru, Charlotte, Dallas, Hyderabad, Kansas City, London, New York and Sydney. We empower our people with advanced technology, industry-leading knowledge, and a culture centered on our core values. This approach enables our teams to deliver exceptional client service, build lasting relationships and take pride in the high-quality work they perform.

Trimont is an innovative firm where visionary professionals come to learn, grow, and thrive with colleagues driven by curiosity and collaboration.

Learn:
We believe ongoing learning is critical and are focused on providing a work environment where all team members can take ownership of their careers.

Grow:
We work alongside the largest institutional lenders in the world, overseeing the most significant projects in the industry. This unique opportunity allows us to broaden our skillset and develop our abilities by tackling some of the industry's most challenging and exciting endeavors.

Thrive:
Our firm is a place where ethics and excellence meet to create an experience that matches our capabilities. There are no limits to what we as team members and as an organization, can achieve together.

Where people, purpose, and progress come together every day.

Job Summary:

The Director, Credit & Asset Management will actively manage highly structured commercial transitional and stretch first mortgage and mezzanine loans. The Director will partner with Portfolio Management, Capital Markets, Originations, Investor Relations and Finance & Accounting teams on deal level modifications and restructuring solutions, loan resolutions, borrower relationships, reporting, and forecasting. The candidate is expected to manage a loan portfolio collateralized by various asset types and business plans immediately.

A collaborative approach is critical in this role.

Responsibilities:

* Actively monitor and analyze loan and asset-level performance, identify potential market/credit risks, and develop an action plan to address any issues and provide strategic guidance

* Effectively communicate with internal and external stakeholders, providing loan updates and recommendations in large group meetings with senior management

* Negotiate various loan modifications, workout and restructuring scenarios, including discounted payoffs, loan sales, deed-in-lieu, foreclosures, and position splits and ultimate operating and re-positioning of an asset

* Drive financial results by understanding the various financial goals and hurdles of each investment and investment vehicle to optimize performance

* Manage Real Estate Owned (REO) assets, devising business plans, overseeing property management and operations, budgeting, forecasting, and reporting. Ensure proper execution during ownership and oversee disposition process

* Work with Capital Markets regarding leverage modifications and/or refinancing needed during an asset's investment life

* Assist in enhancing asset management reporting, asset level and portfolio analytics, and industry best practices

* Work closely with loan servicer to ensure best practices, while providing recommendations to enhance the servicing function for the loan portfolio

* Responsible for collateral valuation/re-underwriting process and quarterly Current Expected Credit Losses (CECL) and risk ratings

* Prepare and/or review regular reporting for various purposes: investor, lender, internal, public reporting, etc.

* Participate in investor calls and updates, supporting the Portfolio Management and Investor Relations teams

* Establish strong borrower relationships and identify business development opportunities to foster borrower relationships and new origination opportunities

* Maintain compliance with Servicing & Participation Agreements and Asset Management Policies & Procedures

Required Qualifications:

* Bachelor's degree in finance, Accounting, Real Estate or related discipline required

* 7+ years of experience in debt origination or debt asset management, including extensive workouts, structuring and restructuring of commercial real estate assets

* Strong analytical skills with demonstrable experience in analyzing quantitative and qualitative research.

* Strong proficiency in financial modeling with the ability to interpret complex financial data and perform detailed loan…