Executive Director, Energy and Infrastructure Corporates - Underwriting & Portfolio Management

** It Starts Here:*
* Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible.  This is more than a strategic shift.  It's a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities  
** We Want to Talk to You!*
* ** The Difference You Make:*
* The Executive Director is a senior front-office credit professional responsible for the end-to-end underwriting, structuring, execution, and portfolio management of sponsor-driven infrastructure and energy corporate transactions. The portfolio primarily includes Infrastructure Finance corporate loans and NAV credit facilities supporting energy and infrastructure asset portfolios, with a focus on renewable and energy transition-related sectors.

This role serves as the analytical and credit fiduciary to the deal team, owning the financial analysis, credit narrative, transaction structuring, and risk positioning from origination through post-close management. The successful candidate will be hands-on, with the technical depth to manage complex financial models, translate business drivers into credit outcomes, and shape executable deal structures into concise, high-impact submissions for senior approvers and the 2nd Line of Defense.

The Executive Director partners closely with Infrastructure Sponsors Coverage, Energy Corporate Coverage, and 1

LoD product teams, while maintaining a trusted and credible relationship with Risk. The role carries direct accountability for deal execution, portfolio performance, and the development of junior team members.

** Underwriting, Structuring & Credit Ownership*
* + Lead underwriting, structuring, and approval of new transactions, amendments, extensions, upsizes, refinancings, and annual reviews.

+ Develop clear, judgment-driven credit recommendations articulating key risks, mitigants, and structural protections.

+ Serve as the primary credit owner, accountable for analytical integrity and completeness throughout the deal lifecycle.

+ Partner with Coverage to shape transactions and credit narratives that are commercially effective and risk-appropriate.

** Financial Analysis & Modeling*
* + Own and validate transaction financial models, including base, downside, sensitivities, and structural mechanics.

+ Translate operating and commercial drivers into financial and credit outcomes that support decision-making.

+ Personally review, challenge, and modify models as needed; step in directly where required to ensure quality and delivery.

+ Coach and develop junior team members in modeling and analytical approach.

** Risk Management, Execution & Leadership*
* + Manage credit risk post-close through performance monitoring and proactive issue identification.

+ Communicate portfolio trends and emerging risks clearly to senior management.

+ Act as a trusted counterpart to the 2nd Line of Defense, presenting balanced and transparent credit views.

+ Own execution timelines and deliverables; ensure work is completed to standard and on time.

+ Lead by example as a senior team member, driving accountability, technical excellence, and continuous improvement.

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* What You Bring:

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* To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

** Education*
* + Bachelor's degree in Finance, Accounting, Economics, or related field (required)

+ MBA and/or CFA Charter (preferred)

** Experience*
* + 9-12 years of experience in credit underwriting, structuring, financial analysis, and portfolio management.

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Experience with sponsor-driven transactions and complex corporate credit structures.

+ Exposure to infrastructure and/or energy-related credits strongly preferred.

+ Prior experience as a primary credit owner for approvals.

** Technical & Professional Skills*
* + Strong understanding of corporate credit fundamentals, regulatory considerations, and risk frameworks.

+ Hands-on financial modeling capability with ability to independently manage complex models.

+ Ability to synthesize complex analysis into clear, impactful credit narratives.

+ Strong communication skills and ability to partner effectively with Coverage and Risk.

+ High level of ownership, judgment, and execution discipline.

+ Proficiency with Microsoft Office and financial modeling tools.

** What Success Looks Like*
* + High-quality, well-structured transactions that are efficiently approved.

+ Strong credibility and trust with Risk and Coverage partners.

+ Proactive portfolio management with early identification of issues.

+…