Loan Processor

In order to continually provide our members with the highest level of service, we are seeking an experienced, results-oriented and service-focused individual to join our consumer lending team in the role of Consumer Loan Processor.

This will be a hybrid position working partly at home and partly at our corporate headquarters in Basking Ridge, New Jersey. Applicants must be able to commute to Basking Ridge, NJ for 1 week per month.

The Consumer Loan Processor is responsible for funding all direct loan applications. Completes all processing functions including monitoring applications, discussing loan details with members, handling member inquiries and delegating calls. Collaborates with the underwriting team to process and close all loans effectively, efficiently and according to departmental guidelines.

The starting salary range for a new hire in this position is $50k-$55k. The wage/salary offered to a successful candidate will be dependent on several qualifying factors, including but not limited to: years of relevant experience, years of industry experience, education, etc.

• Thoroughly and accurately process, finalize and book consumer loans.
• Collecting and uploading documents. Ensure validity and accuracy of all supporting documentation required for each loan type.
• Communicates loan decision and status to members. Obtains information concerning member’s loan needs by thoroughly reading Loan Origination System (LOS) notes and conditions and relaying all necessary action items to the member.
• Ensures applications are completed in accordance with Affinity’s policies, procedures, and guidelines prior to funding.
• Answer phones and delegate calls as necessary
• Processes and distributes mail
• Provide support to underwriters, supervisor and manager on special projects as needed.
• Builds and maintains member relationships
• Contacts members regarding their loan application decision, discusses member’s individual financial needs and cross-sells Affinity’s products and services to satisfy those needs.
• Handles branch and call center related questions concerning members loan applications.
• Maintains knowledge of all marketing promotions, products, services, policies and procedures

• 1-2 years of related experience preferred. Financial institution experience preferred.

Affinity strives to maintain balance between our employees’ personal and professional responsibilities. All full-time employees receive a highly competitive and multi-faceted Total Rewards package including competitive pay, target incentive, full medical/dental/prescription coverage, 401(k) plan, profit sharing, and generous paid time off. As an Affinity employee you are eligible for discounts on our products and services, earn paid time off for volunteering, and much more.

In addition to these benefits, Affinity provides extensive educational and developmental opportunities as well as access to our formal Tuition Assistance Program.

Affinity Federal Credit Union is an Equal Opportunity Employer.

Affinity FCU is committed to creating an inclusive culture and an employment experience that values diversity. Our culture is built on respect - one that recognizes and values the unique talents of everyone on the team. With a genuine commitment to diversity, we’ve created an environment where employees feel comfortable regardless of race, gender, religion, background, physical ability or sexual orientation.

Explore career opportunities with Affinity and belong to something better.

Please scroll down and read the Applicant Statement in its entirety.

I promise that all information I have supplied in this application and any other form, oral or written, is true and accurate, and I agree that any misstated, misleading, omitted, or false information will result in rejection of this application form, refusal to hire, withdrawal of an offer of employment, or immediate discharge without recourse, whenever and however discovered.

I understand and agree that Affinity Federal Credit Union, any agent acting on its behalf, as well as any other person responding to a reference request pursuant…