Lending Expert | Business Banking @ Bank

Mission

Are you ready to take on a dynamic and high-impact role in Business Banking? We’re looking for a Business Banking Lending Expert to join our front-office team and help drive the execution of sizeable lending transactions. This role offers the opportunity to work closely with Relationship Managers, Credit Risk, Legal, and external stakeholders to shape complex financing solutions.

You will join a collaborative and high-exposure area within Business Banking Lending, working closely with Relationship Managers and multiple internal stakeholders. The team values professionalism, analytical thinking, ownership, and a proactive mindset, while fostering an environment where autonomy and teamwork come together to create meaningful impact.

• Ensuring a consistent high level of service, quality output and policy compliance across all lending activities

• Preparing and efficiently processing of credit approval packages, including drafting comprehensive credit proposals. You will focus on substantiating the transaction rationale, defending the structure and risk mitigants, and actively supporting the file during discussions with Risk Management to ensure alignment with internal policies and credit appetite

• Reviewing Deal Presentations, presenting and discussing with Risk Management, including the analysis of different transaction structures and providing recommendations

• Negotiating and reviewing (indicative) term sheets and legal documentation to ensure these reflect the credit approval conditions

• Reviewing and guiding financial models and sensitivity analysis to support transaction structuring and risk assessment

• Monitoring and reviewing the assigned lending portfolio, ensuring timely updates and proactive risk management

• Reviewing risk ratings (where applicable), and interfacing with Risk Management

• Attending meetings and calls with clients including on transaction-related due diligence discussions

• Acting as front-office mandate holder in case of certain lending exposures, representing the bank in internal approval processes and ensuring alignment with relevant credit risk policies.

• Previous experience as a senior in lending & in a transactional environment

• Proven expertise in corporate, syndicated, project, and object finance; experience with municipal lending is a plus

• Master’s degree in finance/economics/accounting/management (or similar)

• Strong skills in financing structuring, financial analysis, and understanding of corporate lending, financial markets, and trade finance services

• Excellent analytical skills and a strong focus on quality; detail-oriented and accurate

• Entrepreneurial mindset with initiative, motivation, and team spirit

• Comfortable working in a fast-paced, deadline-driven environment

• Strong work ethic, positive attitude

• Fluent in English (spoken and written).

• Impactful work in a fun and collaborative environment

• Open-concept offices designed for both team work and relaxation

• Corporate events and social gatherings

• Hybrid way of working with flexible working schedule and short week options

• Monthly budget on Benefit platform

• Extra annual leave days depending on the total length of working experience

• Growth opportunities through upskilling/ reskilling programs and a variety of learning and development platforms: ING Learning Centre, Udemy, Bookster, as well as through trainings and certifications

• Possibility to access Internal roles, International Short-Term Assignments or Long-Term Assignments

• Context to make an impact through Sustainability and Corporate Social Responsibility projects.

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Click “Apply” on our careers site and submit your application through Workday. We’re excited to meet you!

Join us!