Senior Compliance Analyst

Who We Are Thread Bank is a digital‑first financial technology community bank that aims to enhance customer engagement through innovative solutions. Thread Bank offers a modern website, a CRM system, and a mobile app to simplify banking for businesses and individuals. Our embedded banking solution helps business technology platforms provide secure banking experiences. We also partner with other banks, credit unions, and Fin Techs to integrate compliant financial solutions.

Thread Bank values innovation, collaboration, and flexibility, offering excellent benefits and a family‑friendly culture.

Description Thread Bank is a digital‑first financial technology community bank that aims to enhance customer engagement through innovative solutions. Thread Bank offers a modern website, a CRM system, and a mobile app to simplify banking for businesses and individuals. Our embedded banking solution helps business technology platforms provide secure banking experiences. We also partner with other banks, credit unions, and Fin Techs to integrate compliant financial solutions.

Thread Bank values innovation, collaboration, and flexibility, offering excellent benefits and a family‑friendly culture. We are looking for people who thrive in a fast‑paced, growth environment while remaining within regulatory boundaries. Thread Bank provides a unique opportunity to be a part of a high growth, cutting‑edge, fintech startup within the stable and profitable banking industry. This is an excellent opportunity for a professional looking to advance their career as the company grows.

• Monitor and analyze the bank’s and bank’s sponsored fintech products, services, and operations to identify compliance risks and ensure compliance with relevant federal- and state-level privacy and consumer protection regulations.
• Monitor and interpret regulatory changes impacting the bank and fintech portfolios, advising stakeholders on risks and necessary adaptations.
• Liaise with the Compliance Management team on compliance matters specific to fintech solutions.
• Assist with compliance risk assessments for the bank and fintech platforms, identifying gaps in policies, processes, and controls.
• Assist with the development and implementation of compliance monitoring (KPIs, KRIs, exception reports, etc.) for the bank and fintech processes.
• Assist with the development of fintech compliance dashboards to inform various stakeholders of the fintech’s compliance activities.
• Assist in reviewing policies and procedures tailored to fintech operations.
• Assist in the administration of independent, state and federal supervision activity.
• Act as a liaison with Internal Audit, Examiners, etc. for visit preparations and prepare documentation for examinations and audits.
• Assist with the review of compliance-related disclosures, customer communications, and marketing materials.
• Research, analyze, and interpret complex regulations to respond to internal and external compliance-related inquiries.
• Assist with consumer complaint investigations, response, and tracking.
• Assist with audit and regulatory issue remediation.
• Work cross-functionally with the bank’s product team, technology providers, and operations to integrate compliance considerations into product development life cycles.
• Assist with the education of internal and external stakeholders on regulatory requirements, compliance processes, and best practices.
• Contribute to building a culture of compliance by assisting with training programs and knowledge-sharing initiatives.
• Stay informed about fintech and compliance technology developments, advising on opportunities to integrate innovative compliance solutions.
• Act as a subject matter expert on bank and fintech trends and emerging risks.
• Participate in specialized department projects.
• Assist with the review of diligence materials on vendors and partners to meet regulatory requirements and risk tolerances.
• Perform other job duties as assigned.

• Bachelor’s degree
• Relevant certifications, such as Certified Regulatory Compliance Manager (CRCM), Certified Internal Auditor (CIA), Certified Information Systems Auditor (CISA) or related professional…