Personal Financial Rep ,II,III; Murrieta Springs

Personal Financial Rep I,II,III (Murrieta Hot Springs)

Cal Coast Credit Union is seeking a Personal Financial Representative to join our team in Murrieta Hot Springs. This role focuses on providing exceptional service and cross‑selling financial products and services while adhering to the credit union’s policies, procedures, and quality service standards.

This position is accountable for providing exceptional service with a focus on cross‑selling financial products and services. Adheres to credit union’s policies, procedures and quality service standards.

• Reports directly to the Assistant Branch Manager (or Branch Manager, if no ABM). No employees report directly to this position.

• Meets/exceeds established monthly/annual sales and service goals.
• Follows quality service standards to ensure exceptional quality service is provided.
• Maintains a thorough knowledge of all products and services, policies and procedures.
• Opens new accounts ensuring process and documentation are accurate and complete.
• Promotes and cross‑sells CCCU products and services to members in order to encourage a long‑term financial relationship with the credit union.
• Processes consumer and real estate loans.
• Ensures loan processing/documents are accurate and complete, that underwriter stipulations are met and appropriate information is documented.
• Addresses difficult member situations and resolves in a positive manner.
• Serves as a backup to Personal Financial Assistant or Teller.
• May be required to maintain a cash drawer.
• May serve as a notary.
• Completes documentation to ensure compliance with internal policy and external regulations. Performs necessary steps to ensure BSA/AML compliance to reduce risk to the credit union.
• Participates in activities to increase member growth and retention, to promote products and services and meet individual assigned goals.
• Performs other relevant and related duties as required.

• Provides leadership through modeling of behaviors and bringing forward new ideas and new ways of doing things.
• Demonstrates empathy, self‑reflection, and adjustment of own behaviors, showing effective emotional intelligence.
• Practices active listening in communications with others, giving someone full attention and listening to understand, not just respond.
• Demonstrates grit, persisting in application of knowledge, skills, and behaviors to achieve goals and address obstacles.
• Models intrinsic motivation; is self‑driven to meet or exceed objectives, timelines, and quality measures while building and sustaining effective relationships.
• Applies creative problem‑solving to provide clarity, handle resources under one’s control, and address stressful situations; finds ways to meet individual, team, and member goals, by navigating through barriers.
• Shares a diverse set of perspectives, work and life experiences, as well as religious and cultural differences. Actively seeks out differences in values, ideas, and priorities. Respects and values the differences of others, including but not limited to: national origin, language, race, color, disability, ethnicity, gender, age, religion, sexual orientation, gender identity, socioeconomic status, veteran status, and family structures. Believes a diverse workplace is essential to the company’s success.
• Values and shows appreciation for the unique qualities and experiences of each person-inclusion; appreciates and effectively utilizes the talents and skills of others to achieve objectives; is open to the perspective of others; and encourages collaboration, flexibility and fairness. Makes each employee feel valued and supported for their unique qualities.

• A high school diploma or equivalent is required.
• PFR I: 1 year experience in a financial institution or other related field.
• PFR II: 2 years experience in a financial institution (with 1 of the 2 years as a PFR) or other related field plus proven successful performance in sales and service.
• PFR III: 3 years experience in a financial institution (with 2 of the 3 years as a PFR) or other related field plus proven…