Senior Software Engineer

About Earn In

As one of the first pioneers of earned wage access, Earn In builds products that deliver real‑time financial flexibility for people who live paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an experienced leadership team and world‑class funding partners such as A16Z, Matrix Partners, DST, Ribbit Capital, and a healthy core business with a long runway. We’re growing fast and excited to bring world‑class talent onboard to shape the next chapter of our growth journey.

We're on a mission to reinvent the financial system and make it work for people. We are seeking passionate and resourceful engineers to join our backend development teams. As Senior Staff Engineer at Earn In, you will work cross‑functionally with various teams and contribute to the design and development of our services, both new and legacy products.

US base salary range for this full‑time position is $279,000 to $341,000, plus equity and benefits. This hybrid position requires in‑person work from our Mountain View HQ 2+ days a week.

• Drive the design & implementation of new features and/or re‑architect existing systems – break down complex problems into their bare essentials, translate this complexity into elegant design, and create high‑quality, maintainable code.
• Make a meaningful impact on the lives of our community members.
• Design & deliver robust microservice integrations via REST/gRPC APIs using various communication, consistency, and coordination strategies.
• Collaborate and mentor other senior engineers while providing thoughtful guidance using code, design, and architecture reviews.
• Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success.
• Estimate and manage team project timelines and risks.
• Care passionately about producing high‑quality designs and code.
• Participate in hiring and onboarding for new team members.
• Lead cross‑team engineering initiatives.

• High‑impact roles at a fast‑moving company that’s aggressively growing our user base.
• We are a collaborative team that genuinely enjoys working together.
• We believe in empowering our people to be successful.
• We’re building a product that reimagines the way money moves to empower human potential.

• 10+ years of development experience in backend or full‑stack software development, including IC leadership experience.
• Bachelor's, Master’s, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience.
• Expertise in trade‑off analysis for distributed architectures.
• Proficient in at least one modern programming language, and the ability to understand more than one – we currently work in Kotlin and C#.
• Proficient in running multiple critical tech initiatives in parallel.
• Familiarity with the clean architecture approach.
• Experience with various data storage, including relational and document databases.
• Excellent written and verbal communication skills.
• Being self‑motivated and able to work independently with minimal supervision.

Mid‑Senior level

At Earn In, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. Earn In does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws.

Earn In is an E‑Verify participant.

Earn In does not accept unsolicited resumes from individual recruiters or third‑party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.