Principal Architect – FinTech Lending

Title:
Principal Architect – Fin Tech Lending

Location:
Mountain View, CA (Onsite)

Terms:
Full time

We are seeking a Principal Architect to partner closely with the Fin Tech organization—specifically the Lending team within a broader group that supports real-time payments, wallets, lending, and related financial capabilities. This person will quickly build deep technical context, evaluate the current platform, and drive a clear modernization and next‑steps plan.

• Deeply understand the current codebase and implementation for the Fin Tech Lending domain (services, APIs, data models, integrations, and operational patterns).
• Build a comprehensive technical view of the system: architecture, dependencies, performance, security, reliability, and scalability.
• Identify gaps, risks, and improvement opportunities (design, data, cloud, observability, resiliency, cost, compliance).
• Produce a clear recommendation and execution plan
  : target architecture, phased roadmap, tradeoffs, and prioritized next steps.
• Collaborate with engineering, product, and platform stakeholders to align on strategy and guide implementation.

• Strong hands‑on architecture experience with Java (backend/services),
  AWS
  , and PostgreSQL
  .
• Proven ability to ramp quickly on complex systems and document / communicate architecture clearly
  .
• Experience designing or leading cloud‑native platforms (microservices, APIs, security, scalability, reliability).
• Fin Tech Lending domain knowledge (must‑have) — understanding of lending lifecycle, credit decisioning, servicing, and compliance considerations.

• Experience with event‑driven systems (Kafka/SNS/SQS), distributed systems, and observability (metrics/logs/tracing).
• Familiarity with regulatory/security practices relevant to financial products (auditability, data protection, access controls).

Thank you!