Fraud and Risk Analyst - Fintech

Overview

As part of our commitment to preventing fraud across all consumer lending products, we are expanding our Fraud Policy team, which utilizes cutting-edge AI technology to detect and prevent fraud while minimizing impact on good customers. As a Risk Policy lead, you will collaborate with Risk Operations, Data Science, Product, Engineering and Compliance teams to design and implement fraud mitigation risk strategies.

If you're passionate about solving real customer problems through decision science and analytics, we welcome you to join our talented team.

• Develop fraud risk policies for our innovative consumer lending products, with a focus on fraud detection and prevention for new money movement products and features. Create end-to-end risk policies and drive alignment with cross-functional stakeholders. Manage fraud risk aspects of business initiatives and respond to fraud-related events and demands. Build expertise in fraud risk, financial analytics, and innovative risk strategies to enable Intuit's growth, expansion, profitability, and trust-enabled consumer experiences.
• Use advanced analytical techniques to mine massive-scale account and transactional data to build/optimize fraud risk policies and translate these into actionable business plans.
• Lead the full cycle of risk strategy/policy work, including identifying opportunities, developing action plans, developing and testing policy, launching policy to production, and monitoring performance.
• Build subject matter expertise in different types of risks among money movement offerings to optimize the balance between risk mitigation and growth in the Intuit ecosystem.
• Collaborate with our data scientist, risk operations, product, data engineering, and analytics teams to drive customer segmentations, develop innovative risk strategies, and perform portfolio analyses.
• Test into and recommend third-party data providers to address exposure risks such as stolen identities and account takeover.
• Design, implement, and monitor testing to explore new methodologies and estimate key metrics for our risk strategies.
• Must have good judgement with the ability to think creatively and strategically.

• Strong business acumen and exceptional analytical ability, with 5+ years of relevant experience and a bachelor’s degree in quantitative fields such as Statistics, Mathematics, Finance, Data Science; or MS/PhD with 2+ years of relevant working experience. Preferred experience with Fintech and fraud risk in consumer lending.
• Working knowledge of the fundamentals of risk policy for consumer loans and lines of credit including fraud detection and identity checks.
• Demonstrated experience in designing experiments and using data-driven insights to solve business problems.
• Proficient in statistical analysis tools like SQL, Excel, Python, R, and data visualization tools. Familiarity with big data technologies such as Hive, Hadoop, and related concepts is preferred.
• Polished partnership and communication skills, with the ability to interact cross-functionally with both business and technical partners. You tell stories with data to influence stakeholders and build consensus for plans of action.
• You thrive in a fast-paced environment and are responsive and decisive during periods of peak fraud activity.
• Passion for analyzing data and an insatiable curiosity to understand complex business issues and proactively seek opportunities to drive innovations.

Intuit provides a competitive compensation package with a strong pay-for-performance rewards approach. This position will be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs. Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.

The expected base pay range for this position is:
Bay Area California ,500.