VP - Relationship Manager III - C&I

Overview

Provident Bank is a well-regarded financial institution with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity reflects commitment to employees, customers and the communities we serve. Provident Bank is dedicated to enhancing the experience of both customers and employees.

Position Summary This position is responsible for origination, evaluation and structuring of complex loan requests and transactions. Additional responsibilities include portfolio management and cross-selling other Bank products to increase the bank’s visibility in the marketplace.

• Solicits credit-worthy potential and existing customers to develop new business and retain existing business within Bank policy; promotes profitable growth of the loan portfolio and maximum customer responsiveness.
• Oversees the preparation of loan presentations including detailed financial analysis and assessment of borrower financial capacity and creditworthiness.
• Assesses lending risks, identifies offsetting mitigants and makes recommendations on loan structure with sound credit judgment.
• Establishes and promotes customer and community relationships; cross-sell other Bank products and services; maintains awareness of market conditions and competition; continues education in financing products and techniques.
• Manages all aspects of assigned loan portfolio with emphasis on covenant and bank policy compliance, credit quality and delinquency control.
• Facilitates closing of loan transactions with strict compliance to approved terms and conditions.
• Mentors junior Relationship Managers on the team.

• Bachelor’s degree in Accounting, Finance or Business Administration
• Minimum 10 years’ experience commensurate with job function
• Comprehensive loan analysis experience
• Comprehensive financial analysis experience
• Comprehensive knowledge of underwriting techniques
• Proven new business track record
• Strong oral, written and communication and management skills
• Proficient with software programs (Microsoft Word and Excel)

• Work is mainly performed in a normal office environment with moderate noise levels
• May involve travel to customers and property locations
• Prolonged sitting
• Lifting from 5 to 10 lbs. (printer paper, storage boxes)
• Occasional bending or overhead lifting (storing files or boxes)
• The hazards are mainly those present in a normal office setting

This job description may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management.

Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here.

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.

$133,800 - $219,800 annually

Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs.

This role is incentive eligible based upon company, business, and/or individual goal achievement and performance.

• Paid time off (PTO) and holidays
• Health and Wellness benefits including Medical, Dental and Vision plans
• Flexible and Health Savings Accounts, and a 401(k) Retirement Plan
• Disability Insurance, Employee Assistance Program, and Basic Life Insurance
• Tuition Disbursement and Loan Repayment programs
• Voluntary benefits including Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans