Loan Specialist

Overview

The Loan Setup Specialist is an entry level role supporting various Channels. As theHome Loan Specialist, you will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.

• Proficiency with loan origination systems (e.g., Encompass) and mortgage documentation.
• High school diploma or equivalent required; college coursework in finance, business, or related field preferred.
• 1–3 years of experience in mortgage processing, underwriting support, loan setup, or a related role.
• Prior experience reviewing income, assets, and credit documentation preferred.

• Review incoming loan files for completeness, accuracy, and compliance with company policies, investor guidelines, and regulatory requirements.
• Validate loan structure, including loan program eligibility, product selection, occupancy, property type, and transaction purpose.
• Analyze borrower documentation such as income, assets, credit reports, and liabilities to ensure accuracy and consistency.
• Identify missing, incorrect, or conflicting information and request appropriate documentation or corrections.
• Set up loan files accurately in the loan origination system (LOS) prior to underwriting submission.
• Ensure disclosures, fees, and credits align with loan structure and compliance standards.
• Review appraisals, AVMs, and property documentation for accuracy and guideline alignment when applicable.
• Collaborate with Loan Officers, Brokers, Account Executives, and internal teams to resolve issues and prevent delays.
• Document clear, concise notes within the loan file to support underwriting review.
• Adhere to service-level agreements (SLAs), productivity goals, and quality standards.
• Strong understanding of mortgage loan products (Conventional, FHA, VA, USDA, Non-QM as applicable).

• Salary: $22 - $23 per hour
• Shift: First
• Work hours:
  
  8 AM - 4 PM
• Education:
  
  High School

Qualifications:

Years of experience: 1 year;
Experience level:
Entry Level.

Randstad is an equal opportunity employer. Qualified applicants in San Francisco with criminal histories will be considered in accordance with the San Francisco Fair Chance Ordinance. Qualified applicants with arrest or conviction records will be considered in accordance with applicable local laws. If you require a reasonable accommodation to make your application or interview experience a great one, please contact

Pay offered to a successful candidate will be based on several factors including education, work experience, location, job duties, and certifications. Randstad offers a comprehensive benefits package (medical, prescription, dental, vision, AD&D, life insurance, short-term disability, and a 401K plan). This posting is open for thirty (30) days.