Loan Officer Assistant

Job Description

Job Description

FULL TIME POSITION

Assist designated Mortgage Loan Originator(s) in growing their business through a combination of marketing, sales, and administrative responsibilities.

• Assist the Mortgage Loan Originator in the pre-qualification process for potential borrowers including but not limited to:
  Conducting an applicant interview and full completion of the 1003 loan application, completion, and client review of the GFE and Closing cost worksheet.
• Obtain and review in-file credit reports, recommendations and/or advice on loan program eligibility.
• Review and analyze requested income and asset documentation to determine prospect’s ability to repay. Review all additional documentation needed to determine prospect also meets product guidelines prior to issuance of a pre-qualification letter.
• Performs necessary follow-up with the borrower and/or the loan referral source (realtor, builder, etc.) to ensure the timely receipt of any missing documentation needed to meet file submission standards required by the file set-up team and the loan processing department. Review and complete upload of all documentation into the Simple Nexus document system and re-run DU/LP to ensure borrower qualifications.

• Must be fluent in Spanish
• Excellent level of oral and written communication skills;
  Ability to communicate across a variety of audiences.
• Intermediate level of computer skills and the ability to function in a windows environment utilizing Outlook, Word, and Excel.
• Professional and effective interpersonal skills;
  Solid decision-making skills with display of professionalism in maintaining confidentiality. Ability to build strong relationships with internal business partners to achieve success.
• Knowledge of FNMA, FHLMC, FHA, USDA and VA product guidelines.
• NMLS License.

• Medical, Dental and Vision Insurance
• Health Savings Accounts
• Flexible Spending Accounts for Medical and Dependent Care
• Company Paid Life and AD&D Insurance
• Supplemental Life Insurance
• Company Paid Long Term Disability Insurance
• Short Term Disability Insurance
• 401(k) with Company match
• Ancillary Benefits such as Legal, Commuter, Critical Illness, and Hospital Indemnitee Insurance
• Health Advocate and EAP