Bilingual Credit Product Portfolio Specialist

Location: Montreal

About this role:
Wells Fargo is seeking a Bilingual Credit Product Portfolio Specialist to join the Vendor Finance team. This role is for a vacancy in our Montreal or Mississauga office.

Wells Fargo Vendor Finance is a provider of commercial leasing and financing products. We work with equipment manufacturers, dealers, and distributors to offer competitive and flexible-point-of-sale financing programs for their commercial customers. Vendor Financial Services reach small, middle-market and large corporate companies with equipment needs and provides term loans and equipment leases.

In this role, you will:

• Participate in building and maintaining effective relationships with existing clients within their products or functional area, including sharing relevant information with coverage partners and senior peers
• Review and analyze basic business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverables
• Participate or provide support to review and analyze low to moderately complex client portfolios for key issues related to cash flow, liquidity, leverage, working capital, debt coverage, collateral and enterprise value analysis, and repayment sources, including for use in periodic reviews as well as interim underwriting memoranda
• Present recommendations for resolving low to moderately complex situations and exercise independent judgment while developing expertise in the function, policies, procedures, and compliance requirements
• Partner with senior peers within the context of individual deals and client relationships to develop inquiries or identify gaps to support the understanding of clients' businesses, strategic objectives, operational priorities, and financial positions to identify and execute on opportunities for modifications, renewals, and refinancings
• Participate in regular portfolio reviews to manage risk and lead problem loan resolutions, where applicable
• Partner with product management functional partners to provide feedback on the use of tools to deliver credit solutions more effectively, meeting client and market needs
• Collaborate and consult with senior peers and functional partners to resolve client servicing requests and inquiries related to their product
• Contribute to functional area planning related to a given product

Required Qualifications:

• 2+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• Bilingual in French and English, must be able to communicate fluently in French and English

Desired Qualifications:

• Equipment Finance selling experience
• Degree in Business or Finance, MBA or equivalent

Job Expectations:

• Required to travel within the Quebec and Eastern Canada territory

Spécialiste bilingue, Relations de crédit aux entreprises

À propos de ce poste :

Wells Fargo est à la recherche d'un Spécialiste bilingue, Relations de crédit aux entreprises (connu à l'interne sous le titre de Spécialiste du portefeuille de produits de crédit) pour se joindre à l'équipe de Financement aux fournisseurs. Ce poste est à pourvoir dans notre bureau de Montréal ou de Mississauga.

Financement aux fournisseurs Wells Fargo propose des produits de crédit-bail et de financement aux entreprises. Nous collaborons avec les fabricants d'équipement, les concessionnaires et les distributeurs pour offrir des programmes de financement au point de vente concurrentiels et flexibles à leurs clients commerciaux. Financement aux fournisseurs prend en charge les besoins en équipement des PME et des grandes entreprises et proposent des prêts à terme et des baux d'équipement.

Dans le cadre de ce poste, vous devrez :

• Participer à l'établissement et au maintien de relations efficaces avec les clients existants au sein de leur domaine de produits ou fonctionnel, y compris le partage d'informations pertinentes avec les partenaires de couverture et les pairs de niveau supérieur
• Examiner et analyser les affectations ou les défis commerciaux,…