Product Manager Residential Financing

A career as a Product Director, Residential Financing, within the Financing Solutions team at National Bank, means acting as a market specialist in Canadian residential financing. Through your experience and knowledge of various distribution channels, market forces, and business strategies, you positively impact the client and employee experience, profitability, and client acquisition.

Your Role:

• Act as a residential financing expert for senior management, peers, and partners.
• Manage and evolve our product lines (strategic directions, tactical plans, risk appetite framework, client/employee/partner experiences, lifecycle management, etc.) and related processes.
• Assess the Bank's competitive position in the market and stay alert to evolving business needs to ensure growth in market share.
• Propose product improvements and prepare business cases to achieve superior profitability while respecting our risk appetite and evaluating operational impacts.
• Participate in drafting approval requests for risk, operational, and executive committees.
• Ensure planning, development, implementation, application, and documentation of changes to products, policies, and programs.
• Monitor portfolio performance (volume, revenue, losses, PCL, etc.) and make appropriate recommendations to improve the P&L.
• Actively contribute to the ongoing budgeting exercise, considering economic outlooks and market trends.

Your Team:

You are part of a dynamic and passionate team of 7 Product Directors in Financing, reporting to the Senior Director, Personal Financing Solutions. By joining the Financing Value Chain, you play an expert role and collaborate closely with your team and partners to evolve the product offering by proposing improvements, monitoring performance, and ensuring excellent risk management. Together, you contribute to the success of the Personal Banking business line.

We promote a variety of continuous learning formats to support your development, including on-the-job learning, training content, and collaborative work with colleagues from diverse backgrounds and expertise.

Requirements:

• Bachelor's degree related to the field and seven years of relevant experience, or a Master's degree and five years of relevant experience.
• In-depth experience/knowledge in residential financing.
• Proven experience in product management and understanding of the strategic dimension of products.
• Strong interpersonal skills; demonstrated leadership, influence and negotiation abilities, rigor, creativity, and innovation mindset.
• Ability to manage multiple mandates simultaneously with numerous stakeholders.
• Advanced skills in financial analysis and personal credit.
• Advanced proficiency in Microsoft Office Suite (Excel, Word, PowerPoint, etc.).

Languages:

French

Reason to require this language: you will need to work closely with our colleagues outside Quebec.

Skills

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Artificial Intelligence Diversity & Inclusion Teamwork Cybersecurity Empathy Initiative Learning Agility Resiliency

Your benefits

In addition to competitive compensation, upon hiring you'll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

* Health and wellness program, including many options

* Flexible group insurance

* Generous pension plan

* Employee Share Ownership Plan

* Employee and Family Assistance Program

* Preferential banking services

* Opportunities to get involved in community initiatives

* Telemedicine service

* Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees' ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We're putting people first

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?

Come live your ambitions with us!