Sr Commercial Portfolio Manager

Sr Commercial Portfolio Manager

BECU, a financial institution serving 1.5 million members and managing over $30 billion in assets, believes success comes from focusing on people, not profits. Our "people helping people" philosophy has guided us since 1935, and we are excited about an upcoming era of business and technology transformation. If you join our team, you become part of a purpose-driven organization where your work makes a real difference.

The target pay range for this position is $ – $ annually, with a full range of $99,900.00 – $ annually. Compensation is determined by relevant job-related skills, experience, education, and individual qualifications. Incentives are performance based and vary by role.

• 401(k) Company Match (up to 3%)
• 4% annual contribution to your 401(k) by BECU
• Medical, Dental, and Vision (family contributions as well)
• PTO Program + Exchange Program
• Tuition Reimbursement Program
• BECU Cares volunteer time off + donation match

As a Senior Commercial Portfolio Manager, you’ll protect and grow BECU’s commercial lending portfolio while helping our members thrive. Your expertise will influence sound credit decisions, strengthen long-term relationships, and support responsible, sustainable financial solutions. Your work powers the future of our business community.

• Manage and grow your portfolio of business credits: conduct annual reviews, manage credit extensions, and evaluate new requests to maintain strong and aligned relationships.
• Lead credit analysis and underwriting: perform detailed financial spreads, analyze balance sheets and cash flow, and underwrite new and existing relationships.
• Exercise independent credit authority: recommend and approve credit requests within your lending authority, including risk ratings, pricing, and structures for large and complex CRE and C&I credits.
• Support members through challenges: collaborate with borrowers, relationship managers, and legal partners to navigate solutions until transition to Credit Risk Special Assets.
• Advise business services leadership: provide recommendations on new requests, renewals, and annual reviews, helping leadership make informed, strategic decisions.
• Structure and protect credit relationships: work with attorneys and financial professionals to ensure loan structures are accurate, compliant, and protect BECU’s interests.
• Collaborate and mentor: coach, partner with, and mentor colleagues, serving as a trusted consultative resource across Business Services.
• Negotiate credit terms: balance member needs with prudent risk management by negotiating terms, pricing, repayment structures, and collateral requirements.
• Stay current and compliant: maintain knowledge of commercial lending policies, procedures, and regulatory changes to ensure compliance and information protection.
• Represent BECU in the community: promote BECU through community involvement and industry organizations to strengthen relationships and reinforce our commitment to the business community.
• Contribute where needed: take on additional responsibilities as assigned to support the evolving needs of the organization.

• The opportunity to exercise meaningful credit authority and influence high-impact financial decisions.
• Exposure to large, complex CRE and C&I relationships that challenge and expand your expertise.
• A collaborative environment where your experience is respected and your voice matters.
• Opportunities to mentor others and grow as a trusted leader within Business Services.
• Strong partnership with relationship managers, legal teams, and senior leadership.
• A purpose-driven workplace focused on member success, integrity, and long-term impact.
• Ongoing professional development in a stable, forward-thinking financial institution.

• Bachelor’s degree in business, finance, or a related field, or equivalent work or educational experience.
• Minimum of 7 years of experience in commercial real estate (CRE) and commercial & industrial (C&I) analysis, underwriting, and/or relationship management in financial institutions.