Senior Portfolio Manager - Commercial; Emerging Middle Market

Final date to receive applications

02/26/2026

13300 Crossroads Parkway North

Commercial Sales & Service

We are currently searching for a Senior Commercial Portfolio Manager to join our team in the Emerging Middle Market. The main responsibility of this role is to evaluate the risk level of our commercial transactions and make well‑informed decisions based on our company's guidelines and standards. The ideal candidate should have extensive knowledge in commercial loans and be able to effectively manage a portfolio.

• Evaluates all financial statements for credit worthiness and summarizes results.
• Identifies credit strengths, weaknesses and industry risks; determines loan covenant requirements.
• Collaborates with Relationship Managers on decision reasoning and resolves potential problem loans.
• Prepares comprehensive credit summary with Relationship and Credit Managers.
• Supports portfolio management by addressing covenant violations and identifying opportunities.
• Performs financial analysis, assesses creditworthiness and prepares detailed credit summaries.
• Utilizes financial models to recommend loan structures and collateral.
• Supports credit‑granting decisions and portfolio monitoring for new and existing Commercial banking loans.
• Analyzes metrics, industry trends and spot risks and opportunities.
• Structures and supports new, renewal and extension loans aligned with client needs and bank risk policies.
• Monitors portfolio performance and takes corrective action when required.
• Minimizes risk exposure by adhering to credit policies and regulatory standards.
• Serves as contact for service requests and escalates issues when needed.
• Supports initiatives to enhance service quality and expand client relationships.
• Identifies revenue, cross‑selling and share of wallet opportunities.
• Leverages analysis tools to nurture portfolio growth.
• Manages accurate data entry into BMO systems and supports decision‑making.
• Exercises judgment to identify, diagnose and solve problems within given rules.
• Works independently on complex tasks and may take on broader responsibilities as needed.

• Preferred 3‑4 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
• If a Credit Qualifiable job, credit qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
• Bachelor's degree required;
  Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered.
• Technical proficiency gained through education and/or business experience.

• Problem Solving
• Collaboration
• Detail‑Oriented
• Analytical Thinking
• Loan Structuring
• Regulatory Compliance
• Portfolio Management
• Credit Risk Assessment
• Banking Operations
• Microsoft Office

• Data analysis tools
• Financial analysis

$69,000.00 - $

Salaried

BMO offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. For more details on our benefits, please visit

At BMO we are driven by a shared

Purpose:

Boldly Grow the Good in business and life. We create lasting positive change for our customers, communities and our people. We support your growth from day one with training, coaching, manager support and networking opportunities. To find out more visit

BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex, gender identity, transgender status, sexual orientation, age, status as a protected veteran, disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities.

If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e‑mail to  and let us know the nature of your request and your contact information.