Credit Risk Manager

Position: Payments Credit Risk Manager
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.##
** Job Description
** U.S. Bank is seeking a highly effective and dynamic Credit Risk Manager to our Payments Credit team for portfolio management risk identification and credit analyses for existing clients to minimize risk and potential loss.  This position involves portfolio risk monitoring, credit commercial underwriting and credit risk analysis.  Success will be measured through effective management of portfolio risk alerts, accurate and quality credit analysis and accomplished underwriting of existing clients.

RESPONSIBILITIES  Responsible for managing, monitoring and coordinating risk management projects for assigned product line. Predicts the level of credit risk, develops policies and procedures used to evaluate and control credit risk, and maximizes profit potential and credit quality of the assigned product line. Responsible for the profit (loss) of assigned product line(s). Develops, builds and maintains the analytical framework and support systems for the account origination and reporting processes.

BASIC QUALIFICATIONS
- Five to seven years of related experience  - Bachelor's degree or equivalent work experience

PREFERRED SKILLS/EXPERIENCE  - Advanced knowledge of credit and portfolio risk management strategies.  - Advanced knowledge of credit lending, credit analysis and administration.  - Strong analytical skills relative to evaluating asset utilization and goals.  - Strong project management and strategic planning skills.  - Well-developed verbal and written communication skills.  - Strong PC skills and computer support system knowledge.

- 3 or more years of credit underwriting experience

This position offers a hybrid/flexible schedule which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our .
** Benefits:
** Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
* Healthcare (medical, dental, vision)
* Basic term and optional term life insurance
* Short-term and long-term disability
* Pregnancy disability and parental leave
* 401(k) and employer-funded retirement plan
* Paid vacation (from two to five weeks depending on salary grade and tenure)
* Up to 11 paid holiday opportunities
* Adoption assistance
* Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status .U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
** E-Verify
** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the .The salary range reflects figures based on the primary location, which is listed first.

The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank…