Credit Analyst

Depending on experiences, this opportunity can range from Credit Analyst 1 or 2 status.

Job Location: Milwaukee or Wausau, WI with potential for remote flexibility based on experiences and performance

Hours: Monday-Friday 8:00 am - 5:00 pm

Join Peoples State Bank as a Full-Time Credit Analyst 1 or 2 and immerse yourself in a world where numbers tell stories and your analytical skills shine! This is not just another desk job-it's your chance to dig into financial data, unravel credit mysteries, and play a pivotal role in helping our customers achieve their dreams. Collaborate with a dynamic team that values your insights and creativity while providing opportunities for growth and skill enhancement.

Whether you're analyzing credit reports or building client relationships, every day brings a new adventure! You can enjoy great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Flexible Spending Account, Competitive Salary, Paid Time Off, Bank-wide Incentive Program, Birthday Day Off, Fresh Focus Day Off, Volunteer Paid Time Off, and and Paid Holidays. Step into a role that celebrates your passion for finance and allows you to contribute to a community-focused bank dedicated to making a difference.

Peoples State Bank's vision is to "be a catalyst for growth with our customers." That starts with our employees, who are customer-focused in all that we do. Being honored by American Banker magazine as one of the "Best Banks to Work For" in America is a recognition our employees are incredibly proud of. They bring enthusiasm to do right by our customers every day.

Peoples is an employer of choice in Wisconsin, providing exceptional benefits, flexibility, and teamwork that brings out the best in our employees.

As a Credit Analyst, you'll be tasked with the exhilaration of diving deep into financial analysis reviews for commercial loan requests. Your keen eye will help you scrutinize historical operating performance, identifying strengths and weaknesses that shape our lending decisions. You'll collaborate closely with credit managers and loan officers, reporting your insightful findings and ensuring timely follow-ups on recommendations.

Your expertise will be pivotal as you independently prepare loan packages, recommending either approval or denial based on your thorough assessments. This role offers you the unique opportunity to influence key financial decisions while contributing to our client's success stories.

To thrive as a Credit Analyst at Peoples State Bank, you'll need a solid foundation in business or finance, backed by a Bachelor's degree. For the Credit Analyst 1 role, commercial loan underwriting experience is a plus, while Credit Analyst 2 applicants should boast around three years in commercial credit analysis or lending. Success in this position hinges on your ability to juggle multiple tasks simultaneously while meeting deadlines.

Your analytical mindset, exceptional organizational skills, and adept problem-solving abilities will be crucial as you navigate financial data. A high attention to detail, along with strong proofreading and editing skills, will ensure accuracy in your analyses. Finally, polished professional communication skills, both written and verbal, are essential in conveying your findings clearly, while proficiency in word processing and spreadsheet software will empower you to perform your best work.

Knowledge and skills required for the position are:

• Bachelor's degree in a business or finance field required, including specific courses in accounting, finance, and real estate.
• Credit Analyst 1:
  Commercial loan underwriting experience is preferred. Credit Analyst 2: typically 3+ years experience in commercial credit analysis or lending.
• Ability to manage multiple tasks simultaneously and meet deadlines.
• Analytical, organizational, and problem-solving ability. High attention to detail and proof reading and editing skills.
• Professional written & verbal communication skills. Working knowledge of various word processing and spreadsheet software.

To learn more about why you should join Peoples State Bank, visit here:

We are an Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities.