Senior Commercial Portfolio Manager

Senior Commercial Portfolio Manager –
Home Trust Bank

Join Home Trust Bank as a key member of the client team and credit leader. The Senior Commercial Portfolio Manager works with the Commercial Relationship Manager to meet with customers, screen new deals, and develop credit solutions. They underwrite credit packages and manage a credit portfolio independently with minimal oversight, focusing on the largest and most complex relationships.

• Underwrites, structures and completes credit packages for the largest and most complex borrowing relationships (new money, renewals, and annual reviews).
• Proactively manages a portfolio of existing client relationships.
• Reviews borrowing base and covenant calculation trends; monitors changes in the borrower’s industry and operating performance; identifies changes in the borrower’s credit risk profile.
• Creates and analyzes balance sheet, income statement and cash flow projections.
• Ensures all credit risk metrics within the assigned portfolio are managed within acceptable risk tolerance.
• Mentors Commercial Portfolio Managers and Commercial Credit Analysts, providing opportunities for growth and building the bank’s credit bench strength.
• Maintains confidentiality and security of sensitive information.

Education:

• Bachelor’s degree in Accounting, Finance, or related field.

Required:

• Minimum of 7 Zustimmung progressive Commercial Credit experience.
• Formal Commercial Credit Training.
• Strong communication, interpersonal, organizational, and time‑management skills.
• Works with a sense of urgency.
• Must be a self‑starter with a strong work ethic.
• Demonstrated ability to work independently to meet deadlines while managing multiple projects/processes.
• High degree of personal and professional integrity – consistent, trustworthy, honest, and fair in dealings with bank staff and customers.
• Must be flexible and willing to take on projects and responsibilities outside the primary scope of the position.
• Proficient with Microsoft Office products.

Founded in 1926, Home Trust Bank is a North Carolina‑chartered, community‑focused financial institution committed to providing value‑added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learnшын more at  Apply today to join a growing organization.

The physical demands described here represent those required to successfully perform the essential functions of this job. Home Trust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.

• Job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
• rechte vision abilities required: close vision, distance vision, and the ability to adjust focus.
• Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking, and hearing is required.
• Employee must communicate and exchange accurate information with others.
• Employee may need to move around their office to attend meetings and access files, machinery or other job‑related tools.

DISCLAIMER:
Home Trust Bank is an evolving company. This job description is not exhaustive; management reserves the right to revise duties and responsibilities as assigned.

Home Trust Bank values and promotes diversity and inclusion at all levels. We recruit, hire, and promote employees based on individual ability and experience, in accordance with affirmative action and equal employment opportunity laws and regulations. We do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.

Mid‑Senior level

Full‑time

• Analyst

• Banking

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities.

This employer is required to notify all applicants of their rights under federal employment laws. For further information, review the Know Your Rights notice from the Department of Labor.