Senior Analyst - Business & Consumer Services

About the Role

Grade Level (for internal use): 11

You will work as part of the EMEA Transportation & Business Services Team, focusing on providing critical insights into corporate credit ratings. The team covers about 135 issuers across Europe, of which about 70% fall within the Business Services sector. Team members value collaboration and analytical excellence, delivering high‑quality ratings that support financial markets.

• Exposure to a variety of Business Services companies and industry sectors, keeping you at the forefront of developing sector trends.
• Opportunities to engage with senior management and key decision‑makers at the entities we rate and within the wider sectors covered by the team, fostering professional growth and development.
• Being part of an international, collegial culture that encourages innovation and strategic thinking.

In this role, you will play a crucial part in shaping the credit ratings landscape by conducting in‑depth corporate credit analysis and providing forward‑looking opinions. Your work will directly influence rating decisions and contribute toward market transparency, helping investors and other stakeholders make informed decisions.

• Most of the work is expected to be in the Business Services sector, but this may vary depending on the business needs of the team.
• Conduct comprehensive corporate credit analysis to evaluate the creditworthiness of corporate entities. You will be responsible for the analysis and continual surveillance of a portfolio of about 15 credits, applying S&P Global Ratings’ Methodology, and developing a deep understanding of industry trends and issues.
• Collaborate proactively with senior management, finance and treasury teams, and other stakeholders to gather and analyze relevant information.
• Prepare and present detailed rating recommendations to committees, ensuring precision and timeliness in your analyses.
• Publish comprehensive credit analyses and sector commentaries that enhance transparency and communication within the debt markets.
• Engage actively with investors and market participants to foster understanding and support informed decision making.
• All employees are required to work from the office a minimum of 2 days per week.
• Candidates who reach the final stage of our interview process are required to attend at least one in‑person interview, ordinarily at your nearest S&P Global Ratings office.

• A bachelor’s degree in Business, Economics, Finance or a related subject.
• 3–5 years of corporate credit analysis experience; experience with speculative‑grade corporates is a plus.
• Fluent communication skills in English (spoken and written) are a prerequisite; fluency in Italian, Spanish or French is also required depending on location.
• Strong interpersonal and communication skills, with experience interacting with senior management being a plus.
• Strong analytical skills with a profound understanding of financial statement analysis, cash flow modelling, and accounting concepts.
• Ability to maintain accuracy and detail orientation while meeting strict deadlines.
• Effective teamwork and a strategic approach to problem‑solving are highly valued.
• Knowledge of the High Yield market and/or the Business Services sector would be desirable.
• A willingness to travel within Europe for meetings, sometimes at short notice.
• AI fluency, including experience employing generative AI to simplify tasks, extract information, and support writing research, is a plus.

At S&P Global Ratings, our analyst‑driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high‑quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit…