Sr. Client Onboarding Analyst

Sr. Client Onboarding Analyst – Country:
United States of America

Position Summary

The Sr. Client Onboarding Analyst reviews account opening documentation, KYC information, conducts CIP due diligence and negative media analysis on new and existing clients. The analyst ensures client accounts are opened in compliance with BSI and Group policies, U.S. and local laws, and assists with special projects relative to the Onboarding & Documentation Unit. The role manages relationships with regionals and bankers, identifying improvement opportunities and coordinating necessary action.

Position

Duties / Responsibilities

• Conduct account opening documentation review and validation, including KYC information, source of funds, wealth, and negative media searches on new and existing clients.
• Perform CIP procedures and due diligence as defined in the KYC and DD procedures manual.
• Analyze additional information required under BSI’s You Know Your Customer policy, utilizing the Modelo IC/KYC form with appropriate sections.
• Collaborate on Onboarding & Documentation special projects assigned by the unit manager.
• Stay updated on BSA/Anti-Money Laundering/Terrorist Financing and applicable consumer regulations.
• Assist in preparing information for the Compliance and Management Committees.
• Maintain good working relationships with business units and organizational groups within the Bank.
• Develop and participate in education, training and awareness activities; provide training to marketing staff and guidance to team members on effective KYC and DD approaches.
• Other duties as assigned or requested by Supervisor.

Specialized Knowledge

• Leadership aptitude to motivate and engage team members at all levels with ability to influence.
• Project management oversight skills.
• Sound decision‑making and judgment skills.
• Ability to identify potential enhancements in processes, write procedures and produce reports.
• Ability to assess a company’s cash flow, income statements, balance sheet, ownership structures and international corporate documents.
• Knowledge of account opening documentation, including CIP, CDD, and ownership structures.
• Knowledge of T‑24 and other due diligence tools.

Education

Bachelor’s degree required or equivalent experience.

Business Experience

3‑5 years of relevant experience or demonstrated required level of proficiency.

Technical Knowledge

• Microsoft Office applications.
• Ability to multitask.
• Proactive self‑starter with values of personal accountability.
• Strong decision‑making skills.
• Detail oriented and accurate.
• Excellent communication skills – writing & verbal.

Licenses / Certifications

AML certification(s) preferred. Similar banking experience in control area is acceptable.

Languages

English, Spanish and Portuguese.

What Else You Need To Know

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non‑exempt) the annual range is based on a 40‑hour work week. Exact compensation may vary based on skills, experience, training, licensure, certifications and location.

Base Pay Range

Minimum: $52,500.00 USD

Maximum: $87,500.00 USD

Link to Santander Benefits

Santander Benefits – 2025 Santander OnGoing/NH eGuide

Risk Culture

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights

This job description does not list all of the job duties. You may be asked to perform other duties. You may be evaluated in part based on performance of the tasks listed. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate employment at any time for any reason.

What

To Do Next

If this sounds like a role you are interested in, please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us to discuss your needs.

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