Head of Risk

3 days ago Be among the first 25 applicants

This range is provided by Ascendo Resources. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

$/yr - $/yr

Direct message the job poster from Ascendo Resources

Director of Underwriting

Location: North Miami Beach, FL (On-site)

We are seeking a Director of Underwriting to lead and oversee the underwriting function within a fast-growing fintech lending platform. This role is responsible for setting underwriting standards, managing credit risk, approving credit decisions, and scaling underwriting operations in a technology-driven, high-growth environment.

The ideal candidate brings strong credit judgment, hands‑on fintech lending experience, and the ability to balance portfolio growth with effective risk management.

• Lead and manage all underwriting activities across fintech lending products
• Establish, implement, and continuously refine underwriting policies, credit models, and risk frameworks
• Review and approve credit decisions, including complex or non-standard transactions
• Partner closely with Product, Engineering, Data, Legal, and Operations teams to align underwriting strategy with platform capabilities
• Leverage data, analytics, and automation to improve underwriting efficiency, consistency, and portfolio performance
• Build, mentor, and manage a high-performing underwriting team
• Monitor credit performance and adjust underwriting strategies to support sustainable growth

• Minimum of 3 years of underwriting experience within a fintech, alternative lending, or specialty finance environment
• Strong understanding of fintech credit products, automated underwriting, and data-driven decisioning
• Proven experience approving credit and managing risk at scale
• Familiarity with credit models, scoring systems, and underwriting automation tools
• Strong analytical, leadership, and decision‑making skills
• Excellent communication skills and ability to collaborate cross‑functionally
• Experience with private credit, specialty finance, or alternative lending products preferred

• Competitive salary and performance-based incentives
• Opportunity to lead a critical function within a growing fintech platform
• High level of ownership and influence over underwriting strategy and risk management
• Collaborative, execution-focused work environment
• On-site role with direct access to leadership and decision-makers

Mid‑Senior level

Full-time

Finance

Referrals increase your chances of interviewing at Ascendo Resources by 2x

Apply BELOW