Financial Advisor

Please Note: This opportunity is not a direct position with Cetera Financial Group. Accepted applicants will become affiliated with Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), a broker-dealer that supports and grows wealth management programs on bank or credit union premises.

There may be multiple openings across various locations, depending on the needs of each bank or credit union. If you are interested in exploring these opportunities, please submit your application today. Our team will review and connect with you to discuss roles that align with your experience and career goals.

Washington Trust brings more than 100 years of investment management, estate settlement and trust administrative expertise to individuals, families, companies and organizations throughout the Pacific Northwest. We have nearly $8 billion in assets under administration which includes more than $1 billion in Investment Services, our retail brokerage and insurance group. We pride ourselves in attracting, developing and rewarding employees at all levels.

We strive to lead by example and act with integrity, honesty and ethics. As a community-minded bank, we draw a great sense of accomplishment helping our employees participate in community and neighborhood initiatives.

The purpose of this position is to produce fee income from the sale of various investment and insurance products & services to Bank customers.

• Policies & Procedures:
  The Financial Advisor will maintain a working knowledge of sales-related policies and procedures to assure that his/her business conduct complies with all applicable securities regulations and safe and sound banking practices.
• Product Knowledge:
  The Financial Advisor will maintain a high level of knowledge about the investment and insurance products and services offered through WTB. This will be achieved through on-going participation in formal and informal education programs.
• Customer Service:
  The Financial Advisor will acquire adequate knowledge of each customer and his/her financial goals and circumstances in order to make suitable recommendations concerning investment and insurance products and services.
• Employee Programs:
  The Financial Advisor will participate in regular training programs with employees of WTB and/or its affiliates. These programs will emphasize (1) product knowledge (2) prospect identification (3) referral procedures and (4) regulatory compliance issues, and other areas of interest. The Financial Advisor will support approved referral programs to assist employees in making qualified referrals.
• Other Business Development Programs:
  The Financial Advisor will use proven methods to develop investment and insurance business including general issue and product- related seminars, statement stuffers, direct mail, networking (CPAs, Attorneys, etc.) and other methodology to generate potential investment clientele.
• Perform compliance and risk management duties as required or assigned.
• Other duties as assigned.
• Regular, reliable attendance is required.

• Requires five or more years of experience in the brokerage and/or insurance industry (education and/or sales experience may substitute)
• Sales:
  Financial Advisor should have proven history of achieving gross production in sales of at least $300,000 per year for the immediately preceding three years
• Requires qualification as a registered representative. (General Securities Representative, Series 7, Series 63 license, as well as Life, Health & Disability license)
• Series 65/66 license preferred.
• The Certified Financial Planner (CFP) designation or other professional designations are desirable.
• Good interpersonal and communication skills.
• Ability to analyze financial goals and develop/implement a suitable trust or investment program under pressure.

Base salary of $52,000 plus a percentage of gross commissions depending on incentive plan factors.

The compensation represents the base compensation for this position located in Meridian, l compensation will vary and may be above or below the range based on various factors including but not limited to…