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Commercial Lender II

Job in Memphis, Shelby County, Tennessee, 37544, USA

Listing for: Independent Bank

Full Time position
Listed on 2026-01-27

Job specializations:

Business
Risk Manager/Analyst, Financial Analyst
Finance & Banking
Risk Manager/Analyst, Financial Analyst

Salary/Wage Range or Industry Benchmark: 60000 - 80000 USD Yearly USD 60000.00 80000.00 YEAR

Job Summary

Provide exceptional customer service for Commercial Lending customers, participate in relationship planning and enhancement of business relationships, loan operations management, and credit analysis.

Primary Duties

Responsible for new business development. Maintains positive relationships to ensure customer satisfaction and business retention.

Maintains a working knowledge of all bank products and services. Recognizes cross-sale opportunities and refers sales opportunities in response to customer needs.

Works closely with Loan Operations to ensure a transparent transition from pipeline business to booked loans. Resolves operational problems and recommends alternative procedures for daily loan administration.

Manages credit and Guarantor files to ensure bank compliance. Routinely checks files for accuracy and to make certain all required documents are present.

Collects, verifies, and validates credit information and prepares credit write-ups/annual reviews for loan committee. Assists manager with credit underwriting, financial statement analysis, and preparing credit summaries.

Skills Required

Bachelor's Degree or equivalent experience
3-5 years Commercial Lending experience
Exemplary customer service and problem-solving skills
Attention to detail with a high level of proficiency and accuracy
Excellent oral and written communication skills
Strong organizational and analytical ability
Ability to multi-task and prioritize
General knowledge of financial accounting theory and logic
Proficient with PC software and applicable mainframe systems
Proficient with Excel

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