Senior Auditor- Credit Risk Management; Hybrid

Overview

Senior Auditor
- Credit Risk Management (Hybrid). Capital One's Audit function is a dedicated group of professionals focused on delivering top-quality assurance services to the organization's Audit Committee. Audit professionals are experienced, well-trained and credentialed, and operate within a collaborative, agile environment to deliver value-added opinions and recommendations. Audit aims to provide high-value, independent, proactive insights, to innovate with technology, and to be a top-notch talent destination, creating a dynamic and challenging atmosphere for personal growth and professional opportunity.

Capital One is seeking an energetic, self-motivated Senior Auditor to join the Audit team. The candidate will focus on audits of Credit Risk Management.

• Develop engagement planning documentation for assigned areas to communicate rationale for scoping decisions, and develop audit programs to ensure adequate coverage of risks.

• Design and execute appropriate audit procedures to verify the effectiveness of internal controls. Document auditee processes and procedures, review and analyze evidence, and identify potential issues.

• Prepare clear, organized, and complete documentation to support work performed, including draft findings.

• Establish and maintain good client and team relations during engagements. Effectively communicate information and audit progress to team, clients, and the auditor-in-charge.

• Self-prioritize and effectively plan work activities, managing multiple priorities across the team to deliver quality results. Proactively take on additional work to support the team when possible.

• Provide coaching, on-the-job training, and feedback to audit staff, including junior associates and recent hires.

• You are a critical thinker who seeks to understand the business, credit risk management, and the associated control environment.

• You believe insight and objectivity are core elements to providing assurance on governance, risk management, and internal control processes.

• You have a relentless focus on quality and timeliness.

• You adapt to change, embrace bold ideas, and are intellectually curious. You ask questions, test assumptions, and challenge conventional thinking.

• You develop influential relationships based on shared risk objectives and trust to deliver business impact and elevate Audit's value proposition.

• You believe that data, innovation, and technology enhance your effectiveness as an auditor. This includes leveraging data analytics and advancing your technical expertise.

• You are a teacher who does the right thing and leads by example. You coach and invest in your team's betterment and lead through change with candor and optimism.

• You create an energy-rich environment that fosters trust, collaboration, and belonging to attract, hire, and retain top talent.

• Bachelor's Degree or military experience

• At least 2 years of experience in auditing, credit risk management, financial analysis, or a combination

• Master's Degree in Auditing, Accounting, Finance, Economics, or Business Administration

• Professional certification such as Chartered Financial Analyst (CFA) or Certified Risk Manager (CRM)

• 3+ years of experience in Credit Risk Management at a large bank or financial services organization

• Extensive experience in credit policy or underwriting from a financial institution or consulting

• A track record of decision making and problem solving based on analytics; a strong quantitative orientation matched with conceptual thinking skills

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

This role is hybrid meaning associates will spend 3 days per week in-person at one of our offices listed on this job posting. Fridays are enterprise-wide virtual work days. Monday, Tuesday, Wednesday and Thursday are in-person days for associates to spend time together working in our team areas.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Salaries are for candidates hired to work within one of these locations and reflect the amount Capital One is willing to pay at the time of posting. Salaries for part-time roles will be prorated based on the agreed hours.

Charlotte, NC: $87,700 - $100,100 for Senior Staff Auditor

McLean, VA: $96,500 - $110,100 for Senior Staff Auditor

New York, NY: $105,300 - $120,100 for Senior Staff Auditor

Plano, TX: $87,700 - $100,100 for Senior Staff Auditor

Richmond, VA: $87,700 - $100,100 for Senior Staff Auditor

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered will be reflected in the offer letter.

This role is also eligible to earn performance-based incentive compensation, which may include cash bonuses and/or long-term incentives (LTI). Incentives could be discretionary or non-discretionary depending on the…