Risk Analytics Senior; Credit Rules Management

At Freddie Mac, our mission of Making Home Possible is what motivates us, and it’s at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Continue your career journey where your work contributes to a greater purpose.

Single-Family Acquisitions (SFA) Credit Rules Management team is looking for an individual to play an important role in developing and optimizing business rules within Freddie Mac credit risk assessment tools (Loan Product Advisor and Loan Quality Advisor) and loan delivery system (Loan Selling Advisor) to support SFA Credit and Collateral Policy requirements and guidelines.

Credit Rules Management is responsible for developing and maintaining business rules in Freddie Mac Loan Advisor credit risk and loan delivery tools. This is a critical aspect of ensuring loans meet Freddie Mac purchase eligibility requirements and helps improve seller loan underwriting and delivery processes and reduces risk to Freddie Mac.

• Work with business partners across organizational lines and within Credit Risk Management to understand business need, policy guidance, and seller experience to arrive at rule solutions that are innovative, practical, controlled, and thoughtful.
• Manage rule change requests through the prioritization and implementation processes.
• Support modeling, testing, and deployment of business rules.
• Support post-implementation rule monitoring activities and remediation of any identified issues.

• Bachelor’s Degree or equivalent and 5+ years of related experience in the Mortgage industry.
• Business rules or Decision Modeling experience preferred.
• Understanding of MISMO standards preferred.
• Understanding of Freddie Mac credit risk policy is a plus.
• Excellent analytical and problem-solving skills with strong attention to detail.
• Ability to manage multiple priorities and efficient in proposing solutions.
• Proactive and ability to think creatively.

• Demonstrate ability to quickly earn the trust of key business partners.
• Ability to work and collaborate effectively in a team environment.
• Thrive in an environment with changing priorities.
• Sense of urgency and ability to apply risk-based approach to prioritize work.
• Motivated to learn new technologies, tools and identify process improvements and efficiencies.

We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.

Please contact us to request accommodation.

Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.

This position has an annualized market-based salary range of $110,000 - $166,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.