Relationship Manager

Job Description

Rio Bank is a community bank that offers a full range of banking services, including personal and business banking, lending, mortgage and trust services. Rio Bank first opened its doors in McAllen, Texas in 1985. While we have experienced tremendous growth, Rio Bank has remained true to its personalized approach to banking. We combine the financial strength of a large bank with the flexibility and personal touch of a local bank.

That’s what makes Rio Bank “ Your Kind of Bank. Your Kind of Banker. ”

We have a new opportunity for a Relationship Manager to join our growing team in Edinburg
, Texas. Ideal candidates have a strong network within the community and among industry leaders. If you excel at building and nurturing client relationships, have a passion for helping businesses thrive, and are committed to delivering exceptional service with integrity, Rio Bank may be the perfect fit for you.

We'd love to get to know you. We offer competitive salary, incentive plans and benefits as well as professional development opportunities and a supportive work environment. Apply for our Relationship Manager position and let's build something great together.

The Relationship Manager plays a crucial role in facilitating the lending process for businesses seeking financial support. This position is responsible for evaluating loan applications, assessing creditworthiness, and determining the appropriate loan products for clients. The officer will work closely with clients to understand their financial needs and provide tailored solutions that align with their business goals. Additionally, the role involves maintaining strong relationships with clients and ensuring compliance with regulatory requirements throughout the lending process.

Ultimately, the Relationship Manager contributes to the growth of the bank's loan portfolio while supporting the financial success of local businesses.

• Bachelor's degree in Finance, Business Administration, or a related field.
• Strong understanding of financial statements and credit analysis.
• Three (3) to five (5) years of commercial lending experience or combination of experience and education.
• Demonstrated ability to build and manage a large commercial loan portfolio.
• Proven sales ability, effective interpersonal skills, keen problem-solving skills and a strong desire to succeed.
• Willingness to participate in community events on behalf of the bank regularly.

• Evaluate and analyze loan applications to determine creditworthiness and risk factors.
• Conduct thorough financial assessments and prepare detailed reports for loan approval.
• Communicate with clients to gather necessary documentation and provide guidance throughout the loan process.
• Collaborate with internal teams to ensure compliance with banking regulations and policies.
• Maintain ongoing relationships with clients to support their financial needs and identify opportunities for additional services.

• Quarterly incentive plan
• Paid time off
• Paid holidays
• 401(k) plan with company match
• Medical, dental and vision insurance
• Life insurance
• Employee assistance program
• Flexible spending account (FSA)
• Training and career development
• Charity match
• Community engagement
• Professional and collaborative work environment

Rio Bank is an equal opportunity employer and is committed to providing equal employment opportunity for all persons regardless of race, religion, color, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other legally protected status. Reasonable accommodations for an individual’s disabilities will be made for qualified applicants who are able to successfully perform the essential functions of the job with or without reasonable accommodation.