Portfolio Manager

Overview

We’re hiring a Portfolio Manager to join our Commercial Banking Team in Baltimore, MD
!

Support our Commercial Lending Team by managing client relationships, analyzing financials, and ensuring portfolio quality. If you’re detail-oriented, customer-focused, and ready to grow in commercial banking, we want to hear from you.

• Supports assigned Corporate Banking Group and relationship managers with client and portfolio management
• New Loan & Loan Renewal Support:
  • Communicate with Relationship Managers (RM) and customers in order to gather financial information to support loan request
  • Collaborate with RM, Customer, Administrative and Credit Support in order to facilitate loan proposals/approvals. (LPS, appraisals & environmental reports, searches, credit reports, memos, underwriting packets, etc.)
  • Collaborate with RM, Customer, Administrative and Loan Servicing Department/Bank Counsel for loan settlement (Boarding sheets, documentation review, customer follow up, etc.)
  • Review and final approval of loan coding
  • Post loan closing customer follow up (If necessary)
• Commercial Loan Support:
  • Establish operational relationship with designated clients to handle routine daily operational issues and client requests.
  • Monitor and review exceptions (Credit & collateral), maturing loans, ABLs, credit rating maturities, and delinquencies. Work with RM and customer to resolve
  • Review customer risk profile and covenant compliance through the collection of financial data and searches.
  • Portfolio audit preparation, support, and responses for internal and external auditors
  • Special projects and additional duties as required.
• Responsible for compliance with laws and regulations that apply to this position including Univest Code of Conduct
• Perform additional duties as required.

• Customer-focused individual with strong knowledge of credit, banking, financial analysis, and internal credit processes
• 3-5 years Credit Analyst or equivalent experience
• Ability to manage risk within Portfolio, including loan grading and loan pricing
• Ability to handle problems/exceptions in an independent manner
• Strong knowledge of commercial lending practices, compliance issues, and underwriting skills
• Strong interpersonal, written, and oral communication skills
• Bachelor’s degree in Finance or equivalent experience in related area desired
• Trained Financial Analyst preferred
• Microsoft Office Proficient

Wage Range: The salary for this position ranges from $60,000 to $105,000

Benefits Overview:

• Health Insurance: Medical, dental and vision coverage (single or family; begins the first of the month following start date)
• Retirement Plan: Participation in 401(k) plan with up to a 3% employer match after 6 months of employment
• Paid Time Off (PTO): 15 days annually (prorated your first year)
• Short Term Disability: 10 days annually of sick time with a doctors note (prorated your first year)
• Holiday Time Off: 11 paid holidays
• We offer company paid life insurance: as well as other supplemental insurances
• Tuition reimbursement
• Employee Wellness programs: including fitness club discounts and fitness tracker discounts/ annual reimbursement
• Discounts: on loan products
• Professional development trainings

for Benefit Information

Univest

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Equal employment opportunity statements:
An Equal Opportunity Employer. Univest does not discriminate against any applicant for employment because of race, color, religion, religious creed, ancestry, national origin, age, sex, disability or protected veteran status.