Wholesale Senior Manager - Consumer Distribution, Transport

Job Description Summary

To support the ambitious growth in our Consumer Distribution business we have a newly created exciting opportunity for a Wholesale Senior Manager, leading a team of specialists to support our lending portfolio to a network of Motor, Bikes & Leisure retailers. Through our Black Horse and Lex Autolease brands, we have a crucial role in supporting the UK transition to Net Zero as consumers and businesses finance and lease electric vehicles through us and our intermediaries.

Our vision is to evolve beyond Finance and Leasing to become a market leader in Transport in the UK and we have the investment and backing to take us there. If you are motivated by the opportunity to be part of something big then this could be the role for you!

JOB TITLE: Wholesale Senior Manager - Consumer Distribution, Transport

LOCATION: Flexible (Nationwide)

HOURS: Full time

WORKING PATTERN: Hybrid, 40% (or two days per week) in one of our office hubs mentioned above

As we continue to accelerate growth across our Consumer Distribution business, we’re excited to offer a newly created opportunity for a Wholesale Senior Manager within our Transport division. You’ll lead a team of specialists supporting our wholesale lending portfolio across a diverse network of Motor, Bike & Leisure retailers. Through our Black Horse and Lex Autolease brands, we play a pivotal role in supporting the UK’s transition to Net Zero, enabling consumers and businesses to finance and lease electric vehicles.

With strong investment and clear strategic ambition, we’re evolving beyond finance and leasing to become the UK’s leading Transport partner. If you’re motivated by the chance to shape a significant transformation and support sustainable mobility at scale, this role offers a rare opportunity to make a real impact.

• Developing and implementing the Wholesale strategy to drive market share, growth and profitability.
• Full ownership and oversight of the Wholesale portfolio across Motor, Bike & Leisure retailers.
• Leading and developing a high‑performing team aligned to Group Values & Behaviours.
• Collaborating with retailer and OEM partners, and working closely with Distribution sales teams on sustainable growth initiatives.
• Ensuring a controlled, process‑driven operating platform where Wholesale Risk is fully adhered to across all channels.
• Managing key performance indicators through regular analysis and performance review.
• Building strong, credible relationships across the Transport division and wider LBG business.

• Support and develop your direct reports, fostering collaboration and alignment to strategic goals.
• Embed a strong risk culture across the retailer network and field teams.
• Maintain and enhance processes and controls across the wholesale lending portfolio.
• Oversee complex financial appraisals, credit applications, annual reviews and portfolio analysis.
• Attend and contribute to key committees and governance forums.
• Partner with stakeholders to achieve collective objectives and minimise credit exposure.
• Manage external suppliers to ensure systems and controls are fit for purpose.
• Drive transformation by championing agile, adaptable solutions.
• Support Distribution sales teams with insights that drive sustainable business performance.
• Coach and develop teams to ensure risk awareness is consistently embedded.

• Financial Acumen - Applies financial insights to drive profitable decisions and measure performance
• Data Management - Reviewing and creating relevant, coherent and effective reports
• Risk Management - Identifying, assessing, prioritising and managing risks
• Communication - Convey information clearly and professionally to different audiences, working collaboratively across multiple channels
• Situational Adaptability - Able to adjust approach and demeanour to match shifting demands
• Resilience - Persistence and flexibility, able to rebound from setbacks and maintain calm in adversity
• A growth mindset

• Credit‑writing or financial accounting experience.
• Working knowledge of the automotive sector.
• Experience managing wholesale portfolios,…