Commercial Loan Underwriter

Job Title:
Commercial / Semi-Commercial Term - Loan Underwriter

Location: Manchester City Centre (Full-Time, Office-Based)

Salary: £55K - £65k ( annual bonus )

Join an award-winning lender with decades of market presence, a strong funding position, and an established reputation within the commercial finance sector.

This isn't a tick-box underwriting role. You'll have real lending authority, exposure to complex commercial deals, and a clear pathway into senior credit leadership.

Join a supportive, high-performing environment where you're not just a number, your expertise is valued, your voice is heard, and your efforts are rewarded.

You'll receive full training and ongoing support to ensure you succeed in the role, alongside clear and structured opportunities for career progression.

The benefits package includes:

• Working in a Buzzing & Dynamic, modern Manchester City office
• Flexible working
• Private medical healthcare & attractive pension
• 25 days' annual leave (plus bank holidays)
• Monday - Friday ( no weekends )
• Paid volunteering days
• Additional company benefits
• Career development pathways - Timeline expectations ( 12-24 months)
• Training budget / funded qualifications
• Close to transport links

• Underwrite commercial and semi-commercial loan applications in line with company policy and risk appetite
• Assess financial statements, credit reports, and supporting documentation
• Analyse risk and make sound lending decisions
• Ensure compliance with FCA regulations and internal governance standards
• Liaise with brokers, BDMs, and internal stakeholders to progress cases efficiently
• Maintain accurate records within internal systems
• Work towards service level agreements and quality targets

This role is ideal for an individual with at least 1 year of experience in commercial term loan underwriting or a similar role working with commercial term loans, who is looking to develop their career in a supportive, forward-thinking environment.

Interviews are taking place now. Apply today to avoid missing out.