Senior Financial Analysis and Credit Risk Manager

Location

Birmingham, West Midlands (England), B1 2AX
:
Bristol, South West England, BS1 6EH
:
Longstanton, East of England, CB24 3EN
:
Liverpool, North West England, L3 1BP
:
Leeds, Yorkshire and the Humber, LS11 9AT
:
Manchester, North West England, M1 6EU
:
Newcastle upon Tyne, North East England, NE4 5BZ

Job summary

Working in a team with our Head of Financial Due Diligence, the Senior Financial Analysis and Credit Risk Manager will play a critical role in performing and reviewing risk-based financial due diligence and credit risk assessments on Homes England’s partners including SME’s, Plc’s, LLP’s, Local Authorities and Registered Providers within the house building and construction sectors.

The job holder will be a qualified chartered accountant or qualified banker with significant experience of credit risk assessment and/or financial analysis within an accountancy/lending institution. They will be required to undertake detailed financial analysis to support the management and mitigation of credit risk in line with risk appetite.

This includes the calculation and in-depth analysis of complex financial and project specific information to provide a professional opinion on the creditworthiness of our partners. You will be joining our small but highly skilled and professional team who are committed to making positive change in how risk is managed at Homes England.

Our Head of Financial Due Diligence is dedicated to delivering a first-class customer service which supports the management of the financial risks that Homes England are, or may soon be exposed to. The team believes in working in a flexible way to foster good decision making and problem solving within their team.

This is a rare chance to shape the future risk management of a fast growing, national organisation with real social purpose. Working with key stakeholders and a professional, diverse team you will ensure efficient, consistent and effective risk reporting of financial standing, the financial risks involved in a transaction and how these may be treated.

Job description

You'll be comfortable supporting Homes England management with complex financial issues, aiming to give a sound professional opinion on the financial standing of a diverse range of partners. You will be proficient in influencing decision makers on the financial standing of potential Homes England partners and effectively communicating (both written and verbal) key risks, issues and recommendations to support decision making.

Delivering on a mission as bold as ours isn’t always easy. You will be resilient and comfortable managing stakeholders at a senior level and your discussions will always be shaped by a good understanding of the commercial and operational impact of what we do as a Risk team. You will enjoy working in an innovative, fun and engaging way and be able to negotiate and persuade.

As an experienced finance professional you’ll understand how to manage colleagues and be able to demonstrate you can work with others as part of a team in a collaborative, inclusive way.

Person specification

Qualifications:

Essential:

Qualified chartered accountant or qualified Banker with significant experience of credit risk management and/or financial analysis within accountancy/lending institution.

Experience:

Essential:

• Proven track record of conducting in-depth financial analysis in an accounting/lending institution or comparable organisation
• Demonstrated ability to translate complex financial data into clear opinions and recommendations
• Experience of working and communicating with all levels of personnel
• Experience of positively influencing colleagues at all levels of the organisation
• Demonstrable track record of strong performance, attention to detail, working both independently and as part of a team

Desirable:

• Experience with in a property / regeneration / housing environment
• Experience with in the Government environment
• Experience with in a banking and or financial/services environment
• Experience of initiating and delivering process improvements

Benefits

Homes England is an executive non-departmental public body with its own terms and conditions, benefits and pension…