Senior Anti- Laundering Consultant

Money Laundering Reporting Officer (MLRO)

Location:
Manchester

Duration:
Flexible (Part-Time or Full-Time)

Our client is a highly respected specialist secured lender based in South Manchester, known for its common sense approach to lending and unwavering commitment to exceptional service. For over four decades, they’ve built a reputation for being straightforward, dependable and relationship-driven — doubling their loan book in recent years while maintaining responsible growth.

With a close-knit team of professionals, they combine deep sector expertise with a practical, can‑do mindset. Integrity, clarity and attention to detail are not just values — they’re how the business operates every day.

They are now seeking an experienced Money Laundering Reporting Officer (MLRO) to play a pivotal leadership role in shaping, strengthening and overseeing the group’s financial crime framework.

This is a high‑impact position at a critical stage of the company’s growth. You will:

• Lead the development, oversight and continual improvement of the group’s financial crime framework
• Act as senior contact with the FCA, supporting the Annex 1 authorisation process
• Demonstrate credible, confident engagement with regulators
• Evidence a mature and proportionate control environment

Following the Annex 1 authorisation project, ongoing BAU activity will be proportionate to the scale and nature of the business.

We are open to:

• A part‑time MLRO offering focused, high‑quality oversight
• A full‑time MLRO with a broader remit across risk and governance

• Fulfil all statutory MLRO responsibilities under UK legislation
• Own financial crime policies, procedures and controls
• Act as the firm’s nominated officer for SARs and NCA engagement
• Oversee due diligence, risk assessments, transaction monitoring and sanctions compliance
• Maintain the Enterprise‑Wide Risk Assessment (EWRA)
• Deliver senior‑level reporting including the Annual MLRO Report and Board updates
• Oversee screening, fraud monitoring and customer risk systems
• Ensure effective oversight of any outsourced financial crime activities
• Manage enhanced due diligence and higher‑risk cases

• Extensive AML experience within financial services
• Strong financial crime risk identification and mitigation expertise
• Technical understanding of lending‑related risks
• Advanced analytical and reporting capability
• Deep understanding of screening and monitoring systems
• CAMS or ICA qualifications
• Experience operating in partially outsourced frameworks

This is more than a compliance role. We are looking for someone who can confidently answer:

• How would you demonstrate to the FCA that outsourced controls remain firmly under your oversight?
• How do you balance robust compliance with an entrepreneurial lending model?
• Where have you added value beyond the traditional MLRO remit?

We want a commercially aware, strategically minded MLRO who understands that strong governance and business growth are not opposites — they are partners.

• A respected, stable lender with four decades of responsible growth
• Genuine board‑level influence
• Flexible structure to suit experienced professionals
• Opportunity to shape and mature a financial crime framework
• A values‑driven culture where integrity and relationships matter

If you are a credible, pragmatic and confident MLRO looking to make a meaningful impact within a growing specialist lender, we would love to hear from you.