Mortgage Underwriter

Position: Mortgage Underwriter (Permanent)
Job Title:

Mortgage Underwriter

Location:

Location:

Manchester City Centre, M1 – 5 days per week onsite, hybrid working options available after successful completion of probation (minimum 3 days per week onsite). Operating hours 9am to 7pm.
Salary: £32,548 per annum + competitive bonus scheme

Company

Description:

Join a dynamic organization committed to financial inclusion! We're a specialist lender offering bespoke solutions to UK homeowners. Recognized for excellence and social impact, we're a two-time Sunday Times Fast Track 100 member and MEN Business of the Year award nominee in 2019.

Core Responsibilities:

As a secured loan Underwriter, you'll play a key role in the manual underwriting of loan applications, ensuring they align with our mission and meet clients' unique needs.

Key Responsibilities:

* Manual underwriting from application to authorization.

* Efficiently process loan applications, ensuring compliance.

* Authorization of loans within specified limits.

* Thorough risk assessment based on financial stability.

* Effective communication with clients, brokers, and stakeholders.

Qualifications and Skills:

* · Minimum 12 months experience assessing or processing loan applications - ideally in second charge lending or motor finance.

* Strong analytical skills and attention to detail.

* Knowledge of financial regulations and lending practices.

* Excellent communication and interpersonal skills.

* Ability to thrive in a dynamic, fast-paced environment.

Work Arrangement:
Hybrid available after probation (6 months). Up to 2 days per week remote.

Benefits:
Competitive salary, bonus scheme, health insurance, pension plans, and professional development opportunities.

“We appreciate the time you have taken to apply. Unfortunately, due to the high volume of applications, only shortlisted candidates will be contacted. If you do not hear from us within 48 hours, please consider your application unsuccessful on this occasion