Cash & Treasury Analyst

At Oak North, we’re on a mission to empower the UK’s most ambitious businesses. Since 2015, we’ve lent over $18 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while fuelling the UK economy.

Our mission is simple: to enable the UK’s most innovative businesses to thrive and that starts with world‑class cash and treasury operations.

We’re looking for a detail‑driven, proactive, and curious analyst to join our Manchester-based Cash & Treasury Operations team. If you love problem solving, keeping things running smoothly, and working in a fast‑paced environment where accuracy matters, this is the role for you.

You’ll be part of the team that ensures every pound and dollar flows exactly where it should - safely, accurately, and on time. In addition you will:

• Process and verify GBP/USD payments to customers, counter parties, and internal accounts across multiple payment schemes.
• Manage daily cash positions to ensure sufficient funding and liquidity.
• Complete daily reconciliations of transactions posted across internal systems and bank accounts, investigating variances quickly and effectively.
• Support post‑trade activities confirming settlements, managing margin call processes, and ensuring deadlines are met.
• Handle AML transaction monitoring and provide support for retail savings operations.
• Partner across teams in Manchester, London, and India to resolve issues and improve workflows.
• Identify and document process improvements to make operations smarter, faster, and more controlled.
• Work hands‑on with new projects to map, test, and optimise how money flows across accounts and systems.

You don’t need decades of experience, but you will need sharp thinking, reliability, and a hunger to learn.

You’ll also have:

• A keen interest in Treasury, Payments, or Banking Operations (Related experience a bonus).
• A structured, analytical mindset - you spot errors before they cause problems.
• Confident communicator who can work across teams and time zones.
• Positive energy, high attention to detail, and pride in getting things right first time.
• Strong Excel skills - VLookups, Pivot Tables, data validation. SQL or Python knowledge is a plus, not a must.

You’ll gain a deep understanding of how money moves through a bank and how treasury powers growth. High performers have clear progression opportunities into Senior Cash & Treasury Operations roles and wider positions across a fast‑growing bank, with mentoring, training, and internal mobility to support career growth.

We’re not another big bank. We move fast, we think differently, and we believe in ownership. You’ll work alongside entrepreneurial minds who want to build something better and you’ll have a stake in our success.

• Equity - own a piece of what you help build.
• 25 days holiday + local bank holidays
• Flexible benefits platform to tailor what matters to you.
• Enhanced family leave and wellbeing support.
• Paid volunteering days.
• Regular social and community events.

If you’re excited by detail, motivated by impact, and want to grow your career in banking operations, we’d love to hear from you.