Consumer Underwriter

Overview

General information —  # 21506

Remote? Yes

Ally and Your Career

Ally Financial supports its people with focus on health and safety, work-life balance, diversity and inclusion, and opportunities for growth through benefits and employee resource groups.

Location:

hybrid (3 days in office / 2 days remote) in Downers Grover, IL or WHF Minesota (MN) or Wisconsin (WI).

Ally Automotive Finance roles involve helping dealers serve customers with best-in-class products and services. A Consumer Underwriter - Auto Finance evaluates, negotiates, and decides consumer offerings within Ally’s underwriting policies to grow application and contract volume. Builds and maintains a portfolio of dealers and provides strong relationship management within assigned territories as part of the Ally Auto framework.

• Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally’s risk management principles
• Leverage high-touch and high-tech capabilities to negotiate contracts
• Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers
• Requires flexibility in work schedule; evening hours, limited travel, and weekends required

• 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime) preferred
• Bachelor’s degree preferred
• Excellent sales, negotiation, problem solving, and analytical skills
• Self-starter with a high level of productivity and sense of ownership, with the ability to learn quickly and apply knowledge to new situations
• Familiarity with the Auto Finance industry, consumer credit, and trend analysis/analytics with the ability to work independently and drive your business results

Ally s compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Total compensation extends beyond salary and supports personal and professional life, including:

• Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting
• Planning for the Future: 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs
• Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions, and a total well-being program
• Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts
• Work-Life Integration:
  Life Matters Employee Assistance Program, discounted Weight Watchers and other employee discount programs

Ally Financial is a customer-centric, leading digital financial services company focused on doing it right and being a trusted financial-services provider to our customers. For more information, visit

Ally is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.

We are committed to providing reasonable accommodation to applicants with disabilities. For accommodation requests, email  Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range:

An individual s position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Emerging: 55000

Experienced: 75000

Expert: 95000

Incentive Compensation:
This position is eligible to participate in our annual incentive plan