Mortgage Loan Closer

Class Act Federal Credit Union
, we’re more than just a financial institution — we’re a community. Since 1954, we’ve proudly operated as a member‑owned financial cooperative with a mission to deliver meaningful value and personalized financial solutions to our members. Unlike traditional banks, we don’t serve stockholders — we serve people. Every decision we make is rooted in our core belief of “People Helping People.”

We're honored to be named a 2025 Best Places to Work — a recognition that reflects our strong culture, dedicated team, and unwavering commitment to both our members and employees.

Our dedication to service extends beyond financial solutions. We actively support our team’s involvement in the community, offering paid volunteer time so employees can give back to the educational initiatives that matter most to them. It’s just one of the many ways we show that our people — both members and team members — come first.

At Class Act, we’re focused on:

• Hiring the best
• Training for success
• Empowering every voice
• Fostering a respectful and inclusive environment
• Recognizing and rewarding contributions

If you're looking for a meaningful career with a mission‑driven organization that truly cares, Class Act is the place for you.

Come build your future with a team that’s building a better financial future for others.

The Mortgage Loan Closer is responsible for preparing, reviewing, and coordinating accurate and compliant mortgage loan closings and fundings for the credit union. This role ensures all loan documents meet investor, regulatory, and credit union requirements while delivering a smooth, timely, and member‑focused closing experience. The ideal candidate is detail‑oriented, deadline‑driven, and collaborative, with a strong understanding of mortgage regulations and closing processes.

• Prepare and review complete mortgage loan closing packages, ensuring accuracy, compliance and adherence to credit union, investor, and regulatory guidelines (including TRID, RESPA, TILA, and state requirements). Review closing disclosures, closing statements, and final loan documents for accuracy and consistency.
• Ensure all prior‑to‑closing and closing conditions are satisfied and properly documented. Respond to closing‑related questions from internal staff and external partners in a timely and professional manner.
• Review fully executed closing documents to confirm completeness and compliance prior to funding. Authorize and process loan funding in accordance with established credit union policies and procedures. Ensure wire instructions and funding figures are accurate and properly approved.
• Coordinate funding with settlement agents and confirm disbursement funds. Resolve post‑closing issues and trailing documentation requests promptly.
• Maintain compliance with all applicable federal, state, and investor guidelines. Identify and communicate potential risks or errors prior to closing or funding.
• Assist with audits, quality control reviews, and internal reporting as needed.
• Contribute to a positive member experience by ensuring timely, accurate closings. Work collaboratively with mortgage origination and operations teams to support efficient loan flow. Provide guidance or support to team members on closing and funding processes when needed.
• Ensure Credit Union policies and procedures are being followed in compliance with applicable laws and regulations.
• Demonstrate working knowledge of Credit Union and regulatory standards and ensure they are always met to assure accuracy in all documents with minimal errors.
• Maintain a professional, courteous, and friendly atmosphere for members and co‑workers.
• Maintain a working knowledge of all loan products, services and rates, both within the Credit Union and the industry overall.
• Continuously monitor pending loan files to ensure all loan requests are being processed and funded in a timely manner.
• Carefully review all loan files for underwriting stipulations, proper documentation, and completeness in accordance with Credit Union policies and procedures.
• Proactively find ways to support the lending department’s goals and work collaboratively…