Regional Manager - Livingston Parish

FGB believes that our employees are our greatest asset. Great employees are essential to maintaining the confidence our customers place in us. We encourage open communication and strive to cultivate an environment in which our employees will contribute new ideas and innovations that will help us excel. As we grow, we want you to join our team to help fulfill our mission of serving the banking needs in our local communities.

Our full-time employees are eligible for amazing benefits, including medical, dental, vision and basic life/AD&D insurance, prescription drug benefits, long-term disability, salary continuance (short-term disability), paid holidays, paid vacation and sick leave, a tuition reimbursement program, 401(k), section 125 cafeteria plan, and the opportunity to earn FGB stock grants.

The Regional Manager has overall responsibility for the management of banking-related activities for a specific region. Responsibilities include but are not limited to loan sales, customer service, expense controls, community leadership, maintaining compliance standards, and controlling past-due loan accounts. The role involves making and servicing a wide variety of business loans, both secured and unsecured, many of which involve large amounts of money and/or important customers.

• Attend to the needs of customers seeking loans on terms that may involve unsecured funds and/or credit secured by mortgages or other collateral.
  • Interview applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk.
  • Obtain and direct the analysis of all necessary financial data.
  • Conduct credit checks and make plant or company visits as necessary.
  • Make decisions on loans and terms if within own lending limits, or make recommendations to a superior.
• Supervise and manage lenders and loan assistants within your region.
• Assist in establishing sales goals, budgets, and strategies with regard to loan and deposit growth. Periodically assess performance against set goals.
• Enforce well-established service policies and standards for retail and commercial accounts to ensure customer satisfaction and loyalty.
• Utilize system controls to track assets, measure the size and performance of the loan portfolio, and meet compliance and recordkeeping standards; assess performance and take appropriate action to ensure all goals and standards are met.
• Take a high-visibility leadership role in the community served, and lead by example.
• Exercise executive and administrative control over functions of the branch officers, including participation in the budget process, implementation of bank policies, and explanation of company programs and objectives to employees.
• Conduct monthly bank sale meetings to monitor loan and deposit growth.
• Control past-due loans of your portfolio as well as the lenders in the regional branches.
• Ensure the lending team obtains all loan ticklers, past dues, maturities, property tax, and insurance exceptions.
• Work to understand all aspects of the loan portfolio and identify areas of concern. In some cases work with clients to exit the bank.
• Specifically focus on product cross-selling techniques with all personnel.
• Follow up and execute on the specific assignments outlined and designated in the weekly sales meetings.
• Comply with the bank’s established appraisal review functions and validity checks.
• Comply and adhere to the bank’s credit policy.
• Follow current loans to ensure complete conformity with terms and cognizance of developing trends.
• Participate with and assist senior loan officers on larger loans.
  • Obtain and analyze financial data and provide service on approved line of credit, equipment financing loans, etc.
• Call on potential or existing customers and introduce them to other departments when a service can be rendered.
• Provide customers with routine platform services, such as approving checks for cashing or handling customer problems.
• Work with customers to correct/clear loan exceptions as needed.
• Adhere to the BSA policy and all other bank policies.
• Perform other duties and responsibilities as…