Manager, Product Financial Risk

Overview

Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet.

Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we re expanding into some of the world s strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values:
High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

As a Product Financial Risk Manager, you will be the primary financial risk partner embedded within Circle’s product development and launch process. You will work closely with Product Managers, Business Owners, and Treasury to ensure new products, features, and market expansions are designed, approved, and launched within Circle’s financial risk appetite, with risks clearly identified, measured, mitigated, and governed throughout the product lifecycle.

You will operate at the intersection of product strategy and financial risk discipline, translating enterprise risk frameworks, model outputs, and regulatory expectations into practical, product-level analytics and control expectations that enable responsible innovation.

• Embedded risk partnership - Work directly with Product Managers, business owners, and Finance partners as products are designed and built. You will help teams understand financial risks early, evaluate trade-offs, and design products that meet business goals while staying within Circle’s financial risk appetite.
• Product and deal-level financial risk assessments - As the second line of defense, you will evaluate the financial risks associated with new products, features, deals, and market expansions. This includes assessing inherent and residual risks, control effectiveness, required capital / liquidity, and performance under various stress scenarios. A key part of the role is translating complex analysis into clear, actionable insights, and preparing concise financial risk summaries that support product reviews and leadership decision-making.
• Risk Analytics and Monitoring - Partner with cross-functional teams and FRM counterparts to develop and use financial risk metrics, scenarios, and dashboards that support product launch decisions and ongoing monitoring, surfacing early warning signals as risk levels change.
• Launch readiness and governance support - Ensure financial risks and mitigations are clearly documented before launch, with defined owners and escalation paths. Ensure launch critical financial risk controls are implemented and operating effectively.
• Post-launch risk monitoring - Monitor product performance after launch, compare actual outcomes to original assumptions, and help teams adjust controls, or product design when risks change.

• 7+ years of experience in product-adjacent financial risk roles in banking, trading, fintech.
• A passion for harnessing the power of digital currency and blockchain technology and services built on top of it.
• An innovative and creative mind looking to suggest new solutions to old problems.
• Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams.
• Experience and comfort working in an ever changing industry and the flexibility to quickly react to changing demands. Never tired of learning.
• Strong understanding of financial risks arising from complex financial products including credit, liquidity, market, and financial operations risk.
• Hands-on experience with…