Portfolio Manager - Longmont

High Plains Bank is an authentic, community-driven bank. We are compassionate problem-solvers and craft bankers, committed to understanding the unique needs of each customer and tailoring solutions to optimize their financial well being. We empower each other as leaders and embrace a growth mindset, fostering a supportive environment where everyone feels valued, has the opportunity to thrive and the ability to get things done.

We are seeking a skilled Portfolio Manager to join our collaborative Longmont Team.

As a Portfolio Manager, you will be a trusted advisor for our business customers, working closely with them to understand their financial needs and provide solutions. Underwriting loans and monitoring loan performance, identifying potential risks and taking proactive steps to mitigate losses, and maintaining customer relationships will be the heart of your role.

You are a numbers person, but you also have a genuine interest in helping businesses succeed. You enjoy working closely with your team to achieve shared goals. You are a learner and a problem-solver with a keen eye for identifying potential risks. Most importantly, you embrace our "craft banking" philosophy, recognizing that every business is unique and deserves a customized approach.

Your days will be dynamic and engaging, focused on building relationships and ensuring the smooth operation of your loan portfolio. You'll work closely with clients on loan requests and renewals, carefully analyzing financial information and crafting solutions that meet their specific needs. You'll also dedicate time to monitoring existing loans, clearing exceptions, and proactively addressing any potential issues. Collaboration with your team is key, as you'll share insights, strategize, and celebrate successes together.

Experience:

• Minimum of 2 years of experience in credit analysis or a related field.
• Minimum of 1 year of experience with commercial loan documentation and underwriting.

Essential Skills and Knowledge:

• Strong understanding of credit analysis, financial statements, and loan documentation.
• Good communication, interpersonal, and presentation skills.
• Ability to work independently and as part of a team.
• Knowledge of banking regulations and compliance requirements.
• Familiarity with portfolio management software.

Key Accountabilities:

• Manage a portfolio of commercial loans, monitoring performance, and mitigating risks.
• Credit analysis and underwriting for assigned portfolio of relationships.
• Ensure rigorous and compliant credit management.
• Support credit administration team with reports, audits and exams.

Other Responsibilities:

• Ensure maintenance of complete files for the purpose of ongoing management of the relationship.
• Lead on renewals, changes in terms, loan modifications, annual reviews and graded credits for assigned portfolio.
• Prepare loan presentations for loan committee.
• Collaborate with other departments to ensure efficient loan processing.
• Stay informed about industry trends and best practices.

• The opportunity to work for a community driven, employee owned business
• Highly competitive PTO, retirement and health care
• Opportunities for growth, development and learning
• Tuition Reimbursement

$65,000 to $95,000 per year based on experience and qualifications - other factors may be considered

Prolonged periods of sitting at a desk and working on a computer

In person at our Longmont location

8-5 Monday - Friday

High Plains Bank is proud to be an Equal Opportunity Employer