Commercial Property Underwriter

Job Title:

Underwriter Department:
Property Insurance Purpose of Role/Job Overview:
To provide efficient, timely and professional support to the brokers for New Business and general enquiries Must have experience in Property for the SME package policies and at least 2 years’ experience in the SME package policies sector. To achieve income and profit objectives through the new business team, determine policy terms and calculate premiums in line with authority levels.

To positively reinforce and display the clients values and to actively drive the business forward in achieving its objectives.

Key Accountabilities:

Meeting and where possible, exceeding brokers service levels and expectations. Support wider team Identify cover and hazards that will impact on the acceptance, pricing, or terms applicable to a risk. Understands the impact of claims and risk management on the performance of a case and demonstrates an ability to review taking these factors into account. Build and maintain strong relationships with key trading partners to maximize influence.

Support the development and operation of sales campaigns to drive the acquisition of profitable business. Other Activities, Duties and Responsibilities Maintain and develop market awareness. Maintain good working relationships with all internal departments. Maintain an open communication ethos with colleagues and managers. Demonstrate "model behaviours" Comply with all legal, regulatory, and contractual requirements to ensure obligations are met. Contribute to wider business activities.

Operate within individual underwriting authorities and guidelines. Knowledge:
An understanding of the UK insurance market A broad knowledge of SME Property owners and/or Commercial insurance A thorough understanding of underwriting processes Skills/Abilities/

Competencies:

Good communication and organizational skills Ability to manage time effectively, set priorities and meet deadlines Ability to learn and adapt to change Desire/ability to work successfully in a small company environment Proven ability in developing key working relationships and business opportunities Understanding of good negotiation and decision- making skills Market knowledge of legal and regulatory requirements as well as technical proficiency on wordings A strong level of numeracy, analytical and literacy skills Strong organizational and prioritization skills The ability to influence actions and attitudes of others through leading by example An understanding of the UK insurance market A broad knowledge of SME Property owners and/or Commercial insurance A thorough understanding of underwriting processes Minimum of 2 years relevant experience in the insurance industry A minimum of five GCSE’s (AC grades, to include Maths and English) or equivalent CERT CII, DIP CII or equivalent Personal Attributes A friendly professional demeanour and ability to excel in a team-oriented environment Natural at giving direction to and mentoring less experienced colleagues Driven to go 'above and beyond’ to provide best in class service to insurer and broker partners Along with our client, we are committed to a diverse workforce and as such recruit from a wide available pool of talent, with the hiring, assessment and selection process being fair, free from bias and one which ensures the right person is selected for the job, based on merit.

We treat colleagues, candidates, clients, and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances. A copy of our D&I policy can be made available upon request.