Senior Product Analyst, Legal, Compliance & Policy

About the Company

At Cleo, we’re not just building another fintech app. We’re on a mission to fundamentally change humanity’s relationship with money, enabling everyone with a hyper‑intelligent financial advisor in their pocket. Cleo is a profitable, fast‑growing unicorn with over $300 million in ARR and growing >2x year‑over‑year. We seek top talent who thrive in collaboration and positive impact.

We’re hiring Cleo’s first dedicated Senior Product Analyst for Legal, Compliance & Policy—focused on surfacing and scaling insights that support our regulatory strategy, compliance operations, and policy development.

• Partner with Product, Engineering, and cross‑functional teams to deliver compliance‑driven product initiatives, from discovery through implementation.
• Build dashboards and reporting layers for key compliance and policy indicators, including alerting, monitoring and runbooks for product‑health KPIs.
• Analyse user journeys and product interactions to understand regulatory implications; lead root‑cause investigations and ship fixes (definitions, tests, controls).
• Respond to regulator requests with audit‑ready outputs and documented assumptions.
• Support EWA state licensing and other regulatory processes with accurate, well‑structured insight.
• Own definitions and governance for metrics that underpin regulatory and compliance reporting, ensuring a single source of truth.

• 5+ years in product analytics, data analytics, analytics engineering, risk analytics, or similar roles in a digital or regulated environment.
• Expert‑level SQL, able to interrogate complex datasets and build reliable analytical foundations.
• Hands‑on experience with BI tools (Looker, Mode, Tableau) and large, interconnected datasets.
• Experience conducting A/B tests end‑to‑end, including experiment design, configuration, and decision‑making.
• Strong governance mindset: ownership of definitions, change control, audit trails, data retention/access controls.
• Strong analytical intuition—demonstrated structured problem solving in ambiguous, evolving compliance contexts.
• Ability to translate evolving regulatory questions into structured, data‑driven insights.
• Demonstrated influence on product or business decisions through narrative‑driven analysis and confident communication with technical and non‑technical partners.
• A bias for action, ownership, and accuracy—especially under time‑sensitive conditions.

• Experience in fintech, financial services, EWA, payments, or other regulated product lines.
• Understanding of payment systems and how flows interact with product behaviour.
• Prior exposure to compliance, risk, audit, policy, or regulatory projects.
• Familiarity with dbt, Airflow, or other data‑workflow tools.

• A competitive compensation package (base + equity) with bi‑annual reviews aligned to quarterly OKR cycles.
• Work at one of the fastest‑growing tech startups, backed by top VC firms such as Balderton & EQT Ventures.
• Clear progression plan with opportunities to lead, challenge the status quo, and own impact.
• Flexible work arrangements, including hybrid options for London and remote/visiting opportunities for other locations.
• Travel costs covered for occasional office visits.

• Company‑wide performance reviews every 6 months.
• Generous pay increases for high‑performing team members.
• Equity top‑ups for promotions.
• 25 days annual leave + public holidays, plus an additional day for every year at Cleo (up to 30 days).
• 6% employer‑matched pension in the UK.
• Private medical, dental and life insurance via Vitality.
• Enhanced parental leave.
• 1‑month paid sabbatical after 4 years at Cleo.
• Regular socials and activities, online and in‑person.
• We’ll pay for your OpenAI subscription.
• Online mental health support via Spill.
• Workplace nursery scheme.
• and many more!

We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio‑economic backgrounds. If there’s anything we can do to accommodate your specific situation, please let us know.