Senior Product Analyst

Senior Product Analyst - Flexi Pay & Credit Card

Funding Circle is seeking a Senior Product Analyst to join our innovative Flexi Pay and Credit Card team. This is a key role within the analytics function where you will have the opportunity to build data driven strategies, drive strategic decisions and shape the future roadmap of our products.

We’re Funding Circle. We back small businesses to succeed. At Funding Circle, we believe the world needs small businesses. That’s why we’ve made it our mission to help them get the finance they need to grow. Our mission is to provide them with the finance they need to grow, and we've built a game‑changing platform with cutting‑edge data and technology that's reshaping the landscape of SME lending.

We know that good business is about good people. So we pride ourselves on providing meaningful, human support as well as fast, hassle‑free processes to deliver an unbeatable customer experience.

We are looking for a data‑driven and commercially‑minded Product Analyst to join our dynamic analytics team, with a dedicated focus on our Flexi Pay product. You will be a dedicated analytical partner to various teams across the business, including Product, Marketing, and Commercial working hand‑in‑hand with them to ensure the strategies for Flexi Pay are grounded in robust data and insight.

This is a key role where you will have the autonomy to explore data, formulate hypotheses, and see your insights directly shape and scale Flexi Pay and Credit cards into core products for Funding Circle, products that thousands of businesses rely on.

• Drive Strategy with Data:
  Analyse user behaviour, identify trends, and provide clear, data‑backed recommendations that directly influence the product roadmap and growth strategy.
• Champion Experimentation:
  Own the end‑to‑end process for experimentation. You will collaborate with product managers to design experiments, define success metrics, analyse results with statistical rigour, and present findings that guide product iterations.
• Build for Scale:
  Design, build, and maintain insightful and intuitive dashboards and reports that provide a clear view of product performance. Your work will empower the wider team with self‑service analytics, enabling them to make faster, better‑informed decisions.
• Be a Cross‑Functional Partner:
  Work closely with Product Managers, Engineers, and Designers from initial discovery and ideation through to launch. You'll be the go‑to data expert within your team, ensuring we are asking the right questions and measuring what matters.
• Define and Measure Success:
  Establish, monitor, and report on Key Performance Indicators (KPIs) to track product health and communicate progress towards team goals, ensuring everyone is aligned and informed.
• Serve as a Data Expert:
  Act as the primary analytical point of contact for key product areas, providing insights across the entire customer lifecycle, including user acquisition, engagement, and retention. You will proactively guide stakeholders to articulate their data needs and help them form impactful questions.

• Analytical
  
  Experience:
  
  4+ years of hands‑on experience in a product analytics/data analysis role.
• Industry Background (Preferred):
  Previous experience in the financial services or fintech industry, especially in areas like retail or SME lending, is a strong plus.
• Technical Proficiency:
  Excellent proficiency in SQL and Python for complex data querying and manipulation.
• Data Stack Familiarity:
  Experience with modern data stack tools (e.g., BI visualisation tools like Tableau/Looker, data pipeline tools like dbt/Airflow).
• Statistical Rigour: A solid foundation in statistics and a proven track record of designing, running, and interpreting A/B tests to make product decisions.
• Proactive Ownership: A strong sense of ownership and a self‑starter mindset. You are comfortable navigating ambiguity in a fast‑paced environment, adept at identifying high‑impact opportunities, and skilled at prioritising your focus.
• Influential Communication:
  Exceptional communication and stakeholder management skills. You can translate complex analysis into…