Credit Analyst

Credit Analyst

Join to apply for the Credit Analyst role at Wayflyer
.

Our mission is to give the world access to the best products by empowering great businesses to reach their growth potential.

Today's SMBs need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer. We assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours.

We value good people, excellent operators, and ambitious overachievers, working together with integrity, creativity, and bold optimism to deliver exceptional results.

• Analyse financial & non‑financial data of new and existing customers to gain an understanding of their business
• Understand and quantify the risks involved in running an eCommerce business and in Wayflyer providing funding to such a business
• Support and help co‑ordinate regular calls with our customers to enhance our understanding of their business and funding requirements
• Work closely with management to build and implement new processes and products
• Support our sales and operations teams by understanding how they win and manage relationships with customers
• Learn about our existing loan portfolio, our portfolio management tools, and know when to exit risky relationships
• Work with various departments and colleagues across the business

• 1‑2 years of relevant work experience (ideally in a finance‑related role, but not required)
• Consistent and strong academic record
• Interest in credit risk analysis and portfolio management
• Undergraduate degree in Business, Finance, Economics, Engineering, Law, or Computer Science
• Ability to analyse and understand financial reporting presented by companies
• Comfortable leading regular internal and external (client) meetings and presenting findings and recommendations to senior stakeholders
• Commercial mindset, quantitative inclination, and ability to juggle risk mitigation with growth

• ACA/ACCA/CFA/CIMA qualification or studying toward a professional accounting/finance qualification
• Experience in MS Excel and/or SQL

You can expect to hear from a member of our Talent Acquisition team soon. If we believe you’re a good fit, the first step will be a conversation with a recruiter. The full interview process, which includes meeting the hiring manager and completing a case study or interview loop, typically takes approximately four to six weeks.

Recharge with 25 days of paid annual leave, plus public holidays.

Access support and resources to support your wellbeing, including our Wellbeing @ Wayflyer ERG.

Stay covered with private healthcare, life insurance, and critical illness cover.

Our pension plan helps you build a strong foundation for tomorrow, starting today.

We offer generous parental and adoptive leave, including 6 months of paid leave for primary caregivers and 3 months for secondary caregivers.

With our equity scheme, you’re not just an employee; you’re a stakeholder in our journey.

Enjoy the freedom to work remotely from anywhere in the world for up to 60 calendar days a year.

By submitting your application, you acknowledge that Wayflyer Limited will process your personal data for the purpose of evaluating your suitability for the role. For more information, contact our privacy team at  or review our privacy notice at