Regulatory Compliance Officer; Fintech

Position: Regulatory Compliance Officer (Fintech Payments)
Up to £45,000 plus excellent bonus and benefits Please note, this role is 5 days a week in the office Due to exciting business growth, a fantastic opportunity has arisen for a diligent, hands-on Regulatory Compliance Officer to join a leading innovator in the digital payments space. We are looking for a true "jack of all trades"—someone who thrives on variety and is ready to get involved in every aspect of the compliance function.

As the firm continues to scale its global footprint, you will be at the heart of the action, building, testing, and refining our regulatory frameworks from the ground up. Reporting directly to the Head of Financial Crime & Deputy MLRO, you will play a critical role in providing practical advice while line managing one Compliance Officer , ensuring the team remains agile and effective.

Duties of the Regulatory Compliance Officer to include:
Framework Building & Testing:
Take a lead role in the design, implementation, and rigorous testing of compliance policies and controls to ensure they are fit for purpose. Regulatory Liaison & Scrutiny:
Serve as a primary point of contact for the FCA; handling intense regulatory scrutiny, managing audits, and ensuring all FCA reporting is accurate and timely. Team Leadership:
Act as a mentor and manager for one Compliance Officer, overseeing their daily output and professional development. Hands-on Advisory:
Provide day-to-day regulatory compliance advice to first-line teams on product, customer, and operational matters. Compliance Monitoring:
Conduct deep-dive monitoring and thematic reviews covering Consumer Duty, Safeguarding, and Financial Promotions. Horizon Scanning:
Assess the impact of upcoming regulatory changes and pivot business strategy accordingly. Requirements for the successful Regulatory Compliance Officer to include:

Experience:

2–5 years in a regulatory compliance role within Fintech, Payments, or E-money. Versatility: A "roll-up-your-sleeves" attitude; you should be comfortable moving from high-level framework building to granular data reporting in the same afternoon. FCA Knowledge:
Proven experience handling FCA audits and direct reporting; you should be comfortable under the spotlight of regulatory scrutiny. Management Potential:
Previous experience managing or mentoring junior staff is highly desirable, though not essential. Candidates hoping to step into this level are encouraged to apply. Communication:
Strong analytical and report-writing skills, with the ability to translate complex requirements into actionable business insights. This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Associates Resourcing Limited are those of an Employment Agency