Senior Data Scientist – Pricing

We’re a digital insurance provider with ambitious plans to become the best and biggest in the UK market. We’ve made huge investments in our pricing and data capabilities over the past few years, along with nurturing our 4

Cs culture.

We provide insurance for over four million customers, but we know there’s even bigger opportunity out there – our Pricing, Data and Analytics community value curiosity, collaboration and constructive challenge.

We are always looking for new ideas and diverse perspectives to question established thinking and drive meaningful change. Great pricing is built on trust, innovation and precision, so our aim is to ensure customers receive a fair and accurate price based on their individual risk, supporting fair outcomes, while delivering sustainable and profitable growth for our company.

Pricing is more than just a number – it’s a strategic capability. At the heart of Hastings is deep risk insight – continually improving how we assess, segment and price risk through data and analytics.

We are looking for an experienced Data Scientist that wants to break free from the normal and develop real innovation in the insurance industry. The Senior Data Scientist will assist in the identification and creation of cutting‑edge data assets and predictive models that feed into Hastings’ market‑leading pricing activities. This role is within a challenger product with a team comprising Data Scientists/Modellers as well as Analysts all championing alternative ways of risk analysis and market pricing.

We are looking for individuals to leverage a new tech stack that enhances our potential model deployment capabilities. It is great that you are looking to build your career with us, please ensure you invest time in your application and, where appropriate, use your internal network to help support your interest.

• Create and maintain analytical tools to support the management of our risk portfolio.
• Develop best‑in‑class models to predict claims outcomes, fraud and other risk KPIs.
• Engineer powerful new rating factors to be deployed into our rating algorithms.
• Identify, analyse and monetise new data sources.

• Multiple track record of delivery of ML projects from EDA to deployment, post‑deployment evaluation and model refreshing.
• Experience in liaising with multiple stakeholders to effectively frame problems and build solutions with effective commercial outcomes.
• Keen interest in emerging ML techniques and their commercial value.
• Proficiency in Python, SQL, Azure ML, Git, Azure Cloud Services.
• Ability to work cross‑functionally with Data Engineers, Data Scientists, Actuaries and Pricing Analysts.

• Natural problem solver who loves building quality solutions to complex real world challenges.
• Focuses on the bigger picture but not afraid to get into the detail when necessary.
• Dynamic, flexible, and delivery‑focussed work ethic required to adapt to a fast‑paced environment.
• Takes ownership and accountability for key projects and workstream.

Our interview process involves the following:

• Recruiter screening call
• 1st stage interview – Initial Intro with hiring leader
• 2nd interview (Technical) will include panel
• 3rd short call with Hiring Leader

We champion a flexible hybrid working approach – please speak to your recruiter to discuss in more detail.

All colleagues are eligible for our annual 4

Cs performance bonus.

As a Band 4 colleague, Hastings pays for you to receive private medical insurance (PMI). This gives you flexibility and convenience to see a specialist or consultant and allows you to decide when and where you will be seen.

We provide 4× your salary with life assurance cover, income protection at no extra cost, and matched pension contributions up to 10%. We also offer a package that includes discounts, cashback, free independent mortgage advice, and free access to financial wellbeing support.

We have the Thrive mental health app,…